融资新增

开发中

POST

/openapi/financingCreate

请求参数

Body 参数application/json

amount

number

融资金额

必需

baseRate

number

基准利率

必需

boundaryFlag

integer

境内外标志

必需

currencyCode

string

币种

必需

contractCode

string

合同编号

必需

creditPromotionWayCommands

array [object {5}]

增信方式清单

必需

amount

integer

抵质押金额

可选

creditEnhancementWay

string

增信方式

可选

currencyCode

string

币种

可选

endDate

string

结束日期

可选

startDate

string

开始日期

可选

currentInterest

object

利率值对象

必需

agreementRate

number

合同利率

必需

baseRate

number

基准利率

必需

floatingWay

integer

浮动方式

必需

floatingWayValue

integer

浮点值

必需

interestRateWay

integer

利率方式

必需

interestStandardCode

string

计息基准代码

必需

rate

integer

费率

必需

demo

string

说明（融资说明）

必需

endDate

string

合同到期日期

必需

feeRate

integer

费用利率

必需

financePeriod

integer

融资期限

必需

financePeriodType

string

融资期限单位

必需

financeType

integer

业务类型,2 间融 3 往来-借出 4-往来借入

必需

financeTypeCode

string

融资类型

必需

financeTypeName

string

融资类型名称

必需

floatRatio

number

浮动值

必需

floatRatioUnit

string

浮动值单位

必需

floatWay

integer

浮动方式

必需

holidayDealWay

integer

节假日调整方式

必需

interestReference

string

计息基准

必需

interestDescription

string

计息说明

必需

isCrossCurrency

integer

是否允许跨币种提款 0：否 1：是

必需

isOuter

boolean

是否外部借款

必需

isTimeDrawn

integer

是否分批次提款

必需

isUnifiedBorrowLend

integer

是否统借统还 0：否 1：是

必需

lateChargeRatio

number

逾期浮动值

必需

lateChargeWay

integer

逾期罚息方式

必需

loanContractBorrowLendCommands

array [object {7}]

统借统还集合

必需

allocationAmount

number

分配金额

可选

boundaryFlag

integer

境内外标志

可选

currencyCode

string

币种

可选

memo

string

备注

可选

orgCode

string

融资组织

可选

purpose

string

资金用途

可选

useOrgCode

string

使用组织

可选

loanContractCreditCommands

array [object {11}]

抵质押清单

必需

amount

number

抵质押金额

可选

creditEnhancementWay

string

增信方式

可选

currencyCode

string

币种

可选

endDate

string

结束日期

可选

guaranteePeopleName

string

债权人机构

可选

institutionalTypeCode

string

机构类型（1：银行 2 ：第三方机构）

可选

memo

string

备注

可选

pledgeFlag

integer

抵质押类别

可选

startDate

string

开始日期

可选

subordinateBranchInstitution

string

所属分支机构（机构类型为 1(银行) 所属分支机构为开户行id 2(第三方机构) 所属分支机构为空）

可选

subordinateBranchInstitutionName

string

所属分支机构（机构类型为 1(银行) 所属分支机构为开户行名称 2(第三方机构) 所属分支机构为空）

可选

loanContractInstitutionCommands

array [object {9}]

融资机构

必需

creditProductCode

string

融资产品

必需

amount

integer

本次融资额

可选

currencyCode

string

币种

可选

feeRate

integer

预计费率

可选

financeBankCode

string

融资机构

可选

financeBankPointName

string

融资机构网点名称

可选

financeInstitutionName

string

融资机构名称

可选

financeLendingBank

string

融资放款开户行

可选

isOpenLoanAccount

boolean

是否新设贷款户

可选

loanContractPayFeeCommands

array [object {20}]

融资费用

必需

accountName

string

交易对手户名

可选

accountNumber

string

交易对手账号

可选

applyOrgCode

string

申请组织

可选

contact

string

联系人

可选

contactWay

string

联系方式

可选

counterpartyId

integer

交易对手id

可选

currencyCode

string

币种

可选

detailId

integer

费用登记详情主键ID

可选

feeTypeId

integer

费用类型

可选

fiContractType

integer

融资合同类型

可选

invoiceCodes

string

发票号（可录入多个发票号）

可选

isCostAccounting

boolean

是否核算成本

可选

isInvoiced

boolean

是否已开票

可选

isNeedSignContract

boolean

是否需要签合同

可选

memo

string

费用说明

可选

payFeeAccountName

string

付款户名

可选

payFeeAccountNumber

string

付款账号

可选

payFeeBankCode

string

付款银行code

可选

payableDate

string

应付日期

可选

totalFee

integer

费用总额

可选

loanContractRate

number

合同利率

必需

orgId

integer

融资组织/借款组织

必需

rateWay

integer

利率方式

必需

repayDescription

string

还款说明

必需

repayWay

integer

还本付息方式

必需

startDate

string

合同开始日期(合同签订日)

必需

valueDate

string

起息日

必需

示例

{
    "amount": 0,
    "baseRate": 0,
    "boundaryFlag": 0,
    "currencyCode": "string",
    "contractCode": "string",
    "creditPromotionWayCommands": [
        {
            "amount": 0,
            "creditEnhancementWay": "string",
            "currencyCode": "string",
            "endDate": "string",
            "startDate": "string"
        }
    ],
    "currentInterest": {
        "agreementRate": 0,
        "baseRate": 0,
        "floatingWay": 0,
        "floatingWayValue": 0,
        "interestRateWay": 0,
        "interestStandardCode": "string",
        "rate": 0
    },
    "demo": "string",
    "endDate": "string",
    "feeRate": 0,
    "financePeriod": 0,
    "financePeriodType": "string",
    "financeType": 0,
    "financeTypeCode": "string",
    "financeTypeName": "string",
    "floatRatio": 0,
    "floatRatioUnit": "string",
    "floatWay": 0,
    "holidayDealWay": 0,
    "interestReference": "string",
    "interestDescription": "string",
    "isCrossCurrency": 0,
    "isOuter": true,
    "isTimeDrawn": 0,
    "isUnifiedBorrowLend": 0,
    "lateChargeRatio": 0,
    "lateChargeWay": 0,
    "loanContractBorrowLendCommands": [
        {
            "allocationAmount": 0,
            "boundaryFlag": 0,
            "currencyCode": "string",
            "memo": "string",
            "orgCode": "string",
            "purpose": "string",
            "useOrgCode": "string"
        }
    ],
    "loanContractCreditCommands": [
        {
            "amount": 0,
            "creditEnhancementWay": "string",
            "currencyCode": "string",
            "endDate": "string",
            "guaranteePeopleName": "string",
            "institutionalTypeCode": "string",
            "memo": "string",
            "pledgeFlag": 0,
            "startDate": "string",
            "subordinateBranchInstitution": "string",
            "subordinateBranchInstitutionName": "string"
        }
    ],
    "loanContractInstitutionCommands": [
        {
            "  creditProductCode": "string",
            "amount": 0,
            "currencyCode": "string",
            "feeRate": 0,
            "financeBankCode": "string",
            "financeBankPointName": "string",
            "financeInstitutionName": "string",
            "financeLendingBank": "string",
            "isOpenLoanAccount": true
        }
    ],
    "loanContractPayFeeCommands": [
        {
            "accountName": "string",
            "accountNumber": "string",
            "applyOrgCode": "string",
            "contact": "string",
            "contactWay": "string",
            "counterpartyId": 0,
            "currencyCode": "string",
            "detailId": 0,
            "feeTypeId": 0,
            "fiContractType": 0,
            "invoiceCodes": "string",
            "isCostAccounting": true,
            "isInvoiced": true,
            "isNeedSignContract": true,
            "memo": "string",
            "payFeeAccountName": "string",
            "payFeeAccountNumber": "string",
            "payFeeBankCode": "string",
            "payableDate": "string",
            "totalFee": 0
        }
    ],
    "loanContractRate": 0,
    "orgId": 0,
    "rateWay": 0,
    "repayDescription": "string",
    "repayWay": 0,
    "startDate": "string",
    "valueDate": "string"
}

示例代码

Shell

JavaScript

Java

Swift

PHP

Python

HTTP

Objective-C

Ruby

OCaml

Dart

curl --location --request POST '/openapi/financingCreate' \
--header 'Content-Type: application/json' \
--data-raw '{
    "amount": 0,
    "baseRate": 0,
    "boundaryFlag": 0,
    "currencyCode": "string",
    "contractCode": "string",
    "creditPromotionWayCommands": [
        {
            "amount": 0,
            "creditEnhancementWay": "string",
            "currencyCode": "string",
            "endDate": "string",
            "startDate": "string"
        }
    ],
    "currentInterest": {
        "agreementRate": 0,
        "baseRate": 0,
        "floatingWay": 0,
        "floatingWayValue": 0,
        "interestRateWay": 0,
        "interestStandardCode": "string",
        "rate": 0
    },
    "demo": "string",
    "endDate": "string",
    "feeRate": 0,
    "financePeriod": 0,
    "financePeriodType": "string",
    "financeType": 0,
    "financeTypeCode": "string",
    "financeTypeName": "string",
    "floatRatio": 0,
    "floatRatioUnit": "string",
    "floatWay": 0,
    "holidayDealWay": 0,
    "interestReference": "string",
    "interestDescription": "string",
    "isCrossCurrency": 0,
    "isOuter": true,
    "isTimeDrawn": 0,
    "isUnifiedBorrowLend": 0,
    "lateChargeRatio": 0,
    "lateChargeWay": 0,
    "loanContractBorrowLendCommands": [
        {
            "allocationAmount": 0,
            "boundaryFlag": 0,
            "currencyCode": "string",
            "memo": "string",
            "orgCode": "string",
            "purpose": "string",
            "useOrgCode": "string"
        }
    ],
    "loanContractCreditCommands": [
        {
            "amount": 0,
            "creditEnhancementWay": "string",
            "currencyCode": "string",
            "endDate": "string",
            "guaranteePeopleName": "string",
            "institutionalTypeCode": "string",
            "memo": "string",
            "pledgeFlag": 0,
            "startDate": "string",
            "subordinateBranchInstitution": "string",
            "subordinateBranchInstitutionName": "string"
        }
    ],
    "loanContractInstitutionCommands": [
        {
            "  creditProductCode": "string",
            "amount": 0,
            "currencyCode": "string",
            "feeRate": 0,
            "financeBankCode": "string",
            "financeBankPointName": "string",
            "financeInstitutionName": "string",
            "financeLendingBank": "string",
            "isOpenLoanAccount": true
        }
    ],
    "loanContractPayFeeCommands": [
        {
            "accountName": "string",
            "accountNumber": "string",
            "applyOrgCode": "string",
            "contact": "string",
            "contactWay": "string",
            "counterpartyId": 0,
            "currencyCode": "string",
            "detailId": 0,
            "feeTypeId": 0,
            "fiContractType": 0,
            "invoiceCodes": "string",
            "isCostAccounting": true,
            "isInvoiced": true,
            "isNeedSignContract": true,
            "memo": "string",
            "payFeeAccountName": "string",
            "payFeeAccountNumber": "string",
            "payFeeBankCode": "string",
            "payableDate": "string",
            "totalFee": 0
        }
    ],
    "loanContractRate": 0,
    "orgId": 0,
    "rateWay": 0,
    "repayDescription": "string",
    "repayWay": 0,
    "startDate": "string",
    "valueDate": "string"
}'

返回响应

🟢200成功

application/json

Body

object {0}

示例

{}

修改于 2024-08-10 02:32:36

【上报】查询担保列表

融资查询