授信新增

请求参数

Body 参数application/json

creditContract

object

必需

applyOrgId

integer

申请组织

必需

applyOrgCode

string

申请组织Code

必需

boundaryFlag

integer

境内境外标志

必需

contractCode

string

合同号

必需

creditContractCode

string

授信合同编号

必需

effectiveDate

string

生效日期

必需

endDate

string

截止日期

必需

financePeriod

integer

融资期限

必需

financePeriodType

string

融资期限单位

必需

financeRiskCode

string

风险程度

必需

financeTypeCode

string

融资类型（授信类型）

必需

financeUsage

string

融资用途

必需

financeUsageCode

string

融资用途Code

必需

isCirculate

boolean

是否循环使用

必需

isCrossCurrency

boolean

是否允许跨币种

必需

isUnifiedBorrowLend

boolean

是否统借统还

必需

memo

string

融资说明

必需

responsibilityBy

integer

责任人

必需

creditContractCurrencyRequests

array [object {2}]

多币种多金额信息

必需

amount

number

授信金额

可选

currencyCode

string

币种

可选

creditContractEnhancementSubmitRequests

array [object {9}]

增信清单（是否用户在我们系统进行补录）

必需

assetBookId

integer

抵质押物ID

可选

creditEnhancementWay

string

增信方式

可选

currencyCode

string

币种

可选

endDate

string

结束日期

可选

memo

string

备注

可选

oldPledgeAmount

integer

旧抵质押金额

可选

pledgeAmount

integer

抵质押金额

可选

pledgeFlag

integer

抵质押类别

可选

startDate

string

开始日期

可选

creditContractFeeSubmitRequests

array [object {20}]

授信费用

必需

amount

integer

费用金额

可选

cashierBankCode

string

费用收款方银行code

可选

cashierBankName

string

费用收款方银行

可选

cashierBankNumber

string

收款银行账号

可选

cashierBankPointId

string

费用收款方银行网点id

可选

cashierBankPointName

string

费用收款方银行网点名称

可选

cashierBankPointSwiftCode

string

费用收款方银行SwiftCode

可选

currencyCode

string

费用币种

可选

feeTypeId

string

费用类型

可选

feeTypeName

string

费用类型名称

可选

memo

string

备注

可选

payAccountName

string

付款方户名

可选

payAccountNumber

string

付款账号

可选

payAccountOrgId

integer

费用付款方id

可选

payAccountOrgName

string

费用付款方

可选

payTypeId

string

费用支付方式id

可选

payTypeName

string

费用支付方式名称

可选

transitBankCode

string

中转行

可选

transitBankPointName

string

中转行网点名称

可选

transitBankPointSwiftCode

string

中转行网点SwiftCode

可选

creditContractInstitutionSubmitRequests

array [object {10}]

必需

applyAmount

number

申请金额

可选

currencyCode

string

币种

可选

description

string

融资说明

可选

feeRate

number

预计费率

可选

orgCode

string

组织code

必需

内部授信必填传入组织code

financeBankCode

string

授信银行

必需

非内部授信必填

financeBankPointName

string

授信银行网点名称

可选

isMainCreditBank

boolean

是否主授信行

可选

isOpenLoanAccount

boolean

是否新设贷款户

可选

ratio

number

额度占比(%)

可选

creditContractProductSubmitRequests

array [object {20}]

授信产品

必需

amount

number

授信额度

可选

boundaryFlag

integer

境内外标志

可选

creditContractCode

string

授信合同编号

可选

creditEnhancementWay

string

增信方式

可选

creditProductCode

string

授信产品

可选

creditProductCodeName

string

授信产品名称

可选

creditWay

integer

授信方式

可选

currencyCode

string

币种

可选

currentInterestRequests

object

利率值对象

可选

deliveryQuota

integer

交割额度

可选

financeBankCode

string

授信银行

可选

financeBankName

string

授信银行名称

可选

financeBankPointName

string

授信银行网点名称

可选

isCirculate

boolean

是否循环使用

可选

loanContractRate

integer

合同利率

可选

memo

string

备注

可选

rate

integer

费率

可选

userOrgAmount

integer

授信产品使用组织限额

可选

userOrgCode

integer

使用组织

可选

userOrgCodes

string

授信产品使用组织ids

可选

示例

{
  "creditContract": {
    "applyOrgId": 0,
    "applyOrgCode": "string",
    "boundaryFlag": 0,
    "contractCode": "string",
    "creditContractCode": "string",
    "effectiveDate": "string",
    "endDate": "string",
    "financePeriod": 0,
    "financePeriodType": "string",
    "financeRiskCode": "string",
    "financeTypeCode": "string",
    "financeUsage": "string",
    "financeUsageCode": "string",
    "isCirculate": true,
    "isCrossCurrency": true,
    "isUnifiedBorrowLend": true,
    "memo": "string",
    "responsibilityBy": 0
  },
  "creditContractCurrencyRequests": [
    {
      "amount": 0,
      "currencyCode": "string"
    }
  ],
  "creditContractEnhancementSubmitRequests": [
    {
      "assetBookId": 0,
      "creditEnhancementWay": "string",
      "currencyCode": "string",
      "endDate": "string",
      "memo": "string",
      "oldPledgeAmount": 0,
      "pledgeAmount": 0,
      "pledgeFlag": 0,
      "startDate": "string"
    }
  ],
  "creditContractFeeSubmitRequests": [
    {
      "amount": 0,
      "cashierBankCode": "string",
      "cashierBankName": "string",
      "cashierBankNumber": "string",
      "cashierBankPointId": "string",
      "cashierBankPointName": "string",
      "cashierBankPointSwiftCode": "string",
      "currencyCode": "string",
      "feeTypeId": "string",
      "feeTypeName": "string",
      "memo": "string",
      "payAccountName": "string",
      "payAccountNumber": "string",
      "payAccountOrgId": 0,
      "payAccountOrgName": "string",
      "payTypeId": "string",
      "payTypeName": "string",
      "transitBankCode": "string",
      "transitBankPointName": "string",
      "transitBankPointSwiftCode": "string"
    }
  ],
  "creditContractInstitutionSubmitRequests": [
    {
      "applyAmount": 0,
      "currencyCode": "string",
      "description": "string",
      "feeRate": 0,
      "orgCode": "string",
      "financeBankCode": "string",
      "financeBankPointName": "string",
      "isMainCreditBank": true,
      "isOpenLoanAccount": true,
      "ratio": 0
    }
  ],
  "creditContractProductSubmitRequests": [
    {
      "amount": 0,
      "boundaryFlag": 0,
      "creditContractCode": "string",
      "creditEnhancementWay": "string",
      "creditProductCode": "string",
      "creditProductCodeName": "string",
      "creditWay": 0,
      "currencyCode": "string",
      "currentInterestRequests": {
        "agreementRate": 0,
        "baseRate": 0,
        "floatingWay": 0,
        "floatingWayValue": 0,
        "interestRateWay": 0,
        "interestStandardCode": "string",
        "rate": 0
      },
      "deliveryQuota": 0,
      "financeBankCode": "string",
      "financeBankName": "string",
      "financeBankPointName": "string",
      "isCirculate": true,
      "loanContractRate": 0,
      "memo": "string",
      "rate": 0,
      "userOrgAmount": 0,
      "userOrgCode": 0,
      "userOrgCodes": "string"
    }
  ]
}

示例代码

Shell

JavaScript

Java

Swift

PHP

Python

HTTP

Objective-C

Ruby

OCaml

Dart

curl --location --request POST '/openapi/finance/creditCreate' \
--header 'Content-Type: application/json' \
--data-raw '{
    "creditContract": {
        "applyOrgId": 0,
        "applyOrgCode": "string",
        "boundaryFlag": 0,
        "contractCode": "string",
        "creditContractCode": "string",
        "effectiveDate": "string",
        "endDate": "string",
        "financePeriod": 0,
        "financePeriodType": "string",
        "financeRiskCode": "string",
        "financeTypeCode": "string",
        "financeUsage": "string",
        "financeUsageCode": "string",
        "isCirculate": true,
        "isCrossCurrency": true,
        "isUnifiedBorrowLend": true,
        "memo": "string",
        "responsibilityBy": 0
    },
    "creditContractCurrencyRequests": [
        {
            "amount": 0,
            "currencyCode": "string"
        }
    ],
    "creditContractEnhancementSubmitRequests": [
        {
            "assetBookId": 0,
            "creditEnhancementWay": "string",
            "currencyCode": "string",
            "endDate": "string",
            "memo": "string",
            "oldPledgeAmount": 0,
            "pledgeAmount": 0,
            "pledgeFlag": 0,
            "startDate": "string"
        }
    ],
    "creditContractFeeSubmitRequests": [
        {
            "amount": 0,
            "cashierBankCode": "string",
            "cashierBankName": "string",
            "cashierBankNumber": "string",
            "cashierBankPointId": "string",
            "cashierBankPointName": "string",
            "cashierBankPointSwiftCode": "string",
            "currencyCode": "string",
            "feeTypeId": "string",
            "feeTypeName": "string",
            "memo": "string",
            "payAccountName": "string",
            "payAccountNumber": "string",
            "payAccountOrgId": 0,
            "payAccountOrgName": "string",
            "payTypeId": "string",
            "payTypeName": "string",
            "transitBankCode": "string",
            "transitBankPointName": "string",
            "transitBankPointSwiftCode": "string"
        }
    ],
    "creditContractInstitutionSubmitRequests": [
        {
            "applyAmount": 0,
            "currencyCode": "string",
            "description": "string",
            "feeRate": 0,
            "orgCode": "string",
            "financeBankCode": "string",
            "financeBankPointName": "string",
            "isMainCreditBank": true,
            "isOpenLoanAccount": true,
            "ratio": 0
        }
    ],
    "creditContractProductSubmitRequests": [
        {
            "amount": 0,
            "boundaryFlag": 0,
            "creditContractCode": "string",
            "creditEnhancementWay": "string",
            "creditProductCode": "string",
            "creditProductCodeName": "string",
            "creditWay": 0,
            "currencyCode": "string",
            "currentInterestRequests": {
                "agreementRate": 0,
                "baseRate": 0,
                "floatingWay": 0,
                "floatingWayValue": 0,
                "interestRateWay": 0,
                "interestStandardCode": "string",
                "rate": 0
            },
            "deliveryQuota": 0,
            "financeBankCode": "string",
            "financeBankName": "string",
            "financeBankPointName": "string",
            "isCirculate": true,
            "loanContractRate": 0,
            "memo": "string",
            "rate": 0,
            "userOrgAmount": 0,
            "userOrgCode": 0,
            "userOrgCodes": "string"
        }
    ]
}'

请求参数

示例代码

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