投保预确认接口

curl --location --request POST '10.207.138.234:9202/cic/platform/car/unity/ci/03' \
--header 'Content-Type: application/json' \
--data-raw '{
	"agricultureTypeCd": "01",
	"antiMoneyLaunderingFlagCd": 0,
	"applicantDTOList": [
		{
			"addressInfoDTOList": [
				{
					"addressTypeCd": "0701201",
					"cityCode": "杭州",
					"countryCode": "1003",
					"countyCode": "4101",
					"detailAddress": "湖墅南路505号",
					"extendInfo": {},
					"postalCode": "401000",
					"provinceCode": "浙江"
				}
			],
			"age": 18,
			"birthDate": "1998-02-01",
			"certEffectiveEndDt": "2030-01-01",
			"certEffectiveStartDt": "2020-01-01",
			"certNo": "210804199607013527",
			"certTypeCd": "112",
			"clientClassifyCd": "1",
			"contactEmail": "123456@163.com",
			"contactName": "联系人A",
			"contactTelephone": "13322112211",
			"countryCode": "CHAIN",
			"customerInfoDTO": {
				"antiMoneyLaunderingFlagCd": 1,
				"customerBlacklistFlagCd": 0,
				"extendInfo": {},
				"importantCustomerCode": "5",
				"importantCustomerFlagCd": 1
			},
			"email": "123456@163.com",
			"extendInfo": {},
			"externalUid": "",
			"fixedPhone": "144-2321-345",
			"genderCd": 1,
			"industryCd": "1",
			"isCertEffectiveForever": "0",
			"isMajorApplicant": 1,
			"mobilePhone": "13322112211",
			"nationCode": "14",
			"occupation1LevelTypeCd": "1001",
			"occupation2LevelTypeCd": "1002",
			"occupation3LevelTypeCd": "1003",
			"participantName": "张俊奎投保1",
			"sameOwner": 1,
			"uid": "",
			"unitProperties": 270
		}
	],
	"approveInfoDTOList": [
		{
			"applyEmpNo": "CC",
			"approveCode": "1",
			"approveEndDt": "2021-01-01T00:00:00",
			"approveLevel": "2",
			"approveMsgList": [
				"CBN"
			],
			"approveName": "1",
			"approveNo": "zfb",
			"approveStartDt": "2021-01-01T00:00:00",
			"code": "1",
			"extendInfo": {
				"vehicleLossLocation": "前部"
			},
			"reason": "3",
			"remark": "23"
		}
	],
	"arbitrationAgency": "AQ",
	"beneficiaryDTOList": [
		{
			"addressInfoDTOList": [
				{
					"addressTypeCd": "0701201",
					"cityCode": "杭州",
					"countryCode": "1003",
					"countyCode": "4101",
					"detailAddress": "湖墅南路505号",
					"extendInfo": {},
					"postalCode": "401000",
					"provinceCode": "浙江"
				}
			],
			"benefitOrder": "1",
			"benefitRate": 0.5,
			"certEffectiveEndDt": "2030-01-01",
			"certEffectiveStartDt": "2020-01-01",
			"certNo": "210804199607013527",
			"certTypeCd": "112",
			"clientClassifyCd": "1",
			"contactEmail": "123457@163.com",
			"contactName": "联系人C",
			"contactTelephone": "13322442255",
			"countryCode": "CHAIN",
			"customerInfoDTO": {
				"antiMoneyLaunderingFlagCd": 1,
				"customerBlacklistFlagCd": 0,
				"extendInfo": {},
				"importantCustomerCode": "5",
				"importantCustomerFlagCd": 1
			},
			"email": "123457@163.com",
			"extendInfo": {},
			"externalUid": "",
			"genderCd": 1,
			"isCertEffectiveForever": "0",
			"mobilePhone": "",
			"nationCode": "14",
			"occupation1LevelTypeCd": "1001",
			"occupation2LevelTypeCd": "1002",
			"occupation3LevelTypeCd": "1003",
			"occupationRiskLevelCd": "1",
			"participantName": "受益人",
			"relatedInsuredSequenceNo": 10001,
			"relatedInsuredUid": "100002",
			"sameOwner": 1,
			"uid": "",
			"unitProperties": 123
		}
	],
	"bizSourceCd": "0",
	"channelDTO": {
		"agentAddress": "浙江省杭州市拱墅区湖墅南路505号",
		"agentCertNo": "12345678",
		"agentCode": "1005",
		"agentName": "代理人",
		"agentPhone": "13322112233",
		"agentTypeCd": "个人代理",
		"channelAgreementNo": "1234",
		"extendInfo": {
			"w": "222"
		},
		"feeShareEquallyRatio": "0.3",
		"practicingCertificateNo": "110110110"
	},
	"coinsuranceFlagCd": "0",
	"comment": "432wweo文档上到那时,太热特然滚滚滚",
	"counterSignDTO": {
		"extendInfo": {},
		"signReportSerialNo": "12323213123",
		"signReportTypeCd": "2"
	},
	"createDt": "2021-11-15T17:44:59",
	"creator": "system",
	"customerContactDTOList": [],
	"deductibleDTOList": [],
	"disputeResolutionCd": "01",
	"extendInfo": {
		"ProductGrop": "ceshiceshi",
		"relatedPolicyType": "ceshiceshi",
		"vehicleInsureDTO": "{\"querySequenceNo\":\"2021101401000000000000172960001\",\"insureConformFlag\":\"1\",\"confirmSequenceNo\":\"2021101401000000000000172960001\",\"confirmDate\":\"2021-10-14 00:00:00\",\"vehicleTaxprintNo\":\"100120\",\"isDuplicatedProposal\":\"1\",\"seValue\":\"SE110\",\"isSpecialVehicleProposal\":\"1\",\"fleetNo\":\"null\",\"isEcdemicVehicle\":\"0\",\"isFleet\":\"null\",\"smsMessage\":\"1\",\"smsVerificationCode\":\"1\",\"noDamageYears\":\"1\",\"depreciationRate\":\"10\",\"adjustFactor\":\"10\",\"trafficIllegalAdjustFactor\":\"100\",\"independentPriceFactor\":\"100\",\"majorTip\":\"1\",\"additonalFeeRate\":\"10\",\"vehicleIssueAuthority\":\"201\",\"quoteExecuteCommand\":\"1\",\"currentSeValue\":\"1\",\"currentPriceAdjustFactor\":\"10\",\"seValueMax\":\"1000\",\"seValueMin\":\"100\",\"independentPriceFactorMax\":\"1000\",\"independentPriceFactorMin\":\"100\",\"queryNo\":\"202110140\",\"queryNoDt\":\"2021-10-30 23:59:59\",\"checkTypeCd\":\"1\",\"basicRateCd\":\"111\",\"isThirdBiz\":\"1\",\"registrationCode\":\"101020\",\"informNumber\":\"2021101401000000000000172960001\",\"insureValidateDto\":\"2024\",\"insureValidateStatus\":\"1\",\"answer\":\"小华\",\"checkCode\":\"00\",\"question\":\"图书\",\"rescueFundRate\":\"10\",\"rescueFundRateMoney\":\"100\",\"isNewVehicle\":\"1\",\"drunkTrafficIllegalAdjustFactor\":\"5\",\"isPlatformVehicle\":\"1\",\"isLoanVehicleYears\":\"5\",\"vehiclePureRiskPremium\":\"50\",\"ncdLevelCd\":\"100\",\"ncdNoAdjustReasonCd\":\"111\",\"vehicleConsultActualValue\":\"50000\",\"continuityUnderwritingYears\":\"3\",\"lossTimesTriennium\":\"1\",\"premiumtypeStatus\":\"1\",\"extend_info\":{\"lossOccurredAmount\":\"100\",\"customerRiskRating\":\"1\",\"vehicleRiskRating\":\"1\",\"brandRiskRating\":\"1\",\"frontCustomerRiskRating\":\"1\",\"isManualAdjustment\":\"0\"}}",
		"vehicleTaxDTO": "{\"taxpayerName\":\"张成\",\"taxpayerTypeCd\":\"1\",\"taxpayerCertTypeCd\":\"111\",\"taxpayerCertNo\":\"31218219911066799\",\"payTaxesStatus\":\"1\",\"reductionRatio\":\"5\",\"deductionAmount\":\"300\",\"deductionReasonCode\":\"111\",\"deductionPlan\":\"1\",\"deductionTaxNo\":\"200\",\"totalOwingTaxAmount\":\"10\",\"vehicleTaxStartDt\":\"2021-09-15 00:00:00\",\"vehicleTaxEndDt\":\"2021-09-30 23:59:59\",\"taxPaymentVoucherNo\":\"11\",\"supplementaryPaymentTax\":\"10\",\"lateFee\":\"100\",\"totalAmount\":\"10\",\"lssueTaxAuthorityCode\":\"1120108\",\"lssueTaxAuthorityName\":\"天津市和平区\",\"exceedDt\":\"2021-10-1 00:00:00\",\"exceedDay\":\"10\",\"taxPeriod\":\"1\",\"calculateTaxFlagCd\":\"1\",\"vehicleTaxDeclareStatusCd\":\"1\",\"taxItem\":\"100\",\"prePaymentYear\":\"2\",\"prePayableMonth\":\"1\",\"yearUnitTax\":\"100\",\"currentPayableAmount\":\"300\",\"totalTaxAmount\":\"500\",\"payTaxesTypeCd\":\"1\",\"newVehiclePurchaseMonth\":\"2021-09-15 00:00:00\",\"payTaxesArea\":\"杭州\",\"vehicleTaxPrintCd\":\"11010\",\"extendInfo\":\"\"}",
		"isCertified": "ceshiceshi",
		"isSpecialApprove": "1",
		"isLocalQuotation": "ceshiceshi"
	},
	"feeDTO": {
		"discount": 0.2,
		"exchangeRate": 0.1,
		"extendInfo": {
			"q": "111"
		},
		"feeDiscountLinkageRealPayAmount": 100,
		"feeDiscountLinkageRealPayRate": 0.1,
		"insuredAmount": 1000.01,
		"isFixPremium": "1",
		"localCurrencyInsuredAmount": 1000.04,
		"localCurrencyNoTaxPremium": 1000.08,
		"localCurrencySignPremium": 1000.06,
		"localCurrencyStandardPremium": 1000.05,
		"localCurrencyTaxAmount": 1000.09,
		"noTaxPremium": 1000.03,
		"signCurrencyCode": "CNY",
		"signCurrencyName": "人民币",
		"signPremium": 1000.04,
		"standardPremium": 1000.02,
		"sumDiscountAmount": 1000.1
	},
	"followFeeDTOList": [
		{
			"configFeeRate": 0.5,
			"extendInfo": {
				"q": "123"
			},
			"feeRate": 0.6,
			"feeRateMax": 0.8765,
			"feeRateMin": 0.1234,
			"feeTypeCd": "MM",
			"taxFeeAmount": 100.13
		},
		{
			"configFeeRate": 0.5,
			"extendInfo": {
				"q": "123"
			},
			"feeRate": 0.6,
			"feeRateMax": 0.8765,
			"feeRateMin": 0.1234,
			"feeTypeCd": "COMMISSION",
			"taxFeeAmount": 100.13
		},
		{
			"configFeeRate": 0.5,
			"extendInfo": {
				"q": "123"
			},
			"feeRate": 0.6,
			"feeRateMax": 0.8765,
			"feeRateMin": 0.1234,
			"feeTypeCd": "MS",
			"taxFeeAmount": 100.13
		}
	],
	"handlerDTOList": [
		{
			"extendInfo": {
				"d": "111"
			},
			"handlerEmpNo": "557",
			"handlerName": "经办人",
			"handlerPerformanceRate": 1,
			"isMainHandler": 1,
			"jobLevelCd": "14",
			"orgCode": "A1-B3",
			"orgCodePath": "A1/A11/A111/A1111",
			"orgName": "杭州",
			"orgNamePath": "浙江/浙江2/浙江3/浙江4",
			"orgTypeCd": "12",
			"positionSeqNo": "1",
			"saleTeamCode": "30100",
			"saleTeamName": "销售团队",
			"saleTeamTypeCd": "11"
		}
	],
	"installmentDTOList": [],
	"installmentFlagCd": "0",
	"installmentPeriod": 0,
	"insuredDTOList": [
		{
			"addressInfoDTOList": [
				{
					"addressTypeCd": "0701201",
					"cityCode": "杭州",
					"countryCode": "1003",
					"countyCode": "4101",
					"detailAddress": "湖墅南路505号",
					"extendInfo": {},
					"postalCode": "401000",
					"provinceCode": "浙江"
				}
			],
			"age": 30,
			"applicantRelatedCd": "1",
			"beneficiaryTypeCd": "01",
			"birthDate": "1998-01-01",
			"certEffectiveEndDt": "2030-01-01",
			"certEffectiveStartDt": "2020-01-01",
			"certNo": "210804199607013527",
			"certTypeCd": "112",
			"clientClassifyCd": "1",
			"contactEmail": "123457@163.com",
			"contactName": "联系人B",
			"contactTelephone": "15522332244",
			"countryCode": "CHAIN",
			"customerInfoDTO": {
				"antiMoneyLaunderingFlagCd": 1,
				"customerBlacklistFlagCd": 0,
				"extendInfo": {},
				"importantCustomerCode": "5",
				"importantCustomerFlagCd": 1
			},
			"email": "123457@163.com",
			"extendInfo": {
				"yearIncome": "100000",
				"importIndex": "1818188811"
			},
			"externalUid": "",
			"fixedPhone": "155-2345",
			"genderCd": 1,
			"industryCd": "2",
			"insuredJoinDate": "2021-09-01T00:00:00",
			"insuredOutDate": "2022-09-01T00:00:00",
			"isCertEffectiveForever": "0",
			"isMajorInsured": 1,
			"majorInsuredRelatedCd": "1",
			"majorInsuredUid": "10001",
			"mobilePhone": "13322442244",
			"nationCode": "14",
			"occupation1LevelTypeCd": "1001",
			"occupation2LevelTypeCd": "1002",
			"occupation3LevelTypeCd": "1003",
			"participantName": "张俊奎被保1",
			"sameOwner": 1,
			"sequenceNo": 1,
			"uid": "",
			"unitProperties": 123
		}
	],
	"isAgreeCustomerShare": "0",
	"isAgriculture": "1",
	"isAutoTransferNew": "0",
	"isCrossSale": "0",
	"isEffectiveImmediately": "0",
	"isElectronPolicy": "0",
	"isFacultativeReinsurance": "1",
	"isFromInquiry": "0",
	"isGroupPolicy": "1",
	"isHandMadeTicket": "0",
	"isOnline": "0",
	"isReadClause": "0",
	"isRemoteUnderwrite": "0",
	"isReserveSign": "0",
	"isSeeFee": "1",
	"isSignReport": "1",
	"isSupplementary": "1",
	"isValid": 1,
	"issueOrgDTO": {
		"extendInfo": {
			"y": "32333"
		},
		"franchiseOrgTypeCd": "01",
		"isFranchiseOrg": "1002",
		"issueOrgCode": "33",
		"issueOrgCodePath": "A1/A11/A111/A1111",
		"issueOrgName": "山东济南中心支公司",
		"issueOrgNamePath": "浙江/浙江2/浙江3/浙江4",
		"issueOrgTypeCd": "1"
	},
	"joinCoInsuranceDTOList": [],
	"largessFlagCd": "1",
	"limitDTOList": [],
	"limitReserveSignDays": 1,
	"modifiedDt": "2021-11-15T17:44:59",
	"modifier": "system",
	"partnerDTO": {
		"agreementEffectiveEndDt": "2022-09-01T00:00:00",
		"agreementEffectiveStartDt": "2021-09-01T00:00:00",
		"agreementNo": "4324324324",
		"channelPlatformNo": "00",
		"extendInfo": {
			"e": "32243"
		},
		"partnerCode": "3010100",
		"partnerName": "上海保险",
		"partnerTypeCd": "100100"
	},
	"paymentDTO": {
		"currencyCd": "CNY",
		"extendInfo": {},
		"proposalPaymentStatusCd": "0"
	},
	"policyCategoryCd": "1",
	"policyEndDt": "2022-09-14T23:59:59",
	"policyPeriod": "1",
	"policyPeriodUnitCd": "year",
	"policyStartDt": "2021-09-15T00:00:00",
	"policyTypeCd": "1",
	"productSchemeDTO": {
		"calculateMethodCd": "1",
		"extendInfo": {},
		"isFamilyPolicy": "0",
		"isShortTermPolicy": "0",
		"productCategoryCode": "P0104",
		"productCategoryName": "车险",
		"productCode": "P01100001",
		"productName": "机动车商业保险2020版",
		"productSmallCategoryCode": "P010401",
		"productSmallCategoryName": "交强险",
		"productVersion": "1"
	},
	"proposalCopies": 1,
	"proposalCreateDt": "2021-11-15T17:44:59",
	"proposalDt": "2021-09-18T14:00:00",
	"proposalLabelCd": "1",
	"proposalMethodCd": "1",
	"proposalNo": "2021111501000000000000248106006",
	"proposalStatusCd": "44",
	"quotationOrderType": "1",
	"recordHolderDTO": {
		"extendInfo": {
			"s": "112"
		},
		"orgCode": "A1-B3",
		"orgName": "杭州",
		"recordHolderEmpNo": "557",
		"recordHolderName": "徐进"
	},
	"relatedProjectDTO": {
		"endDt": "2023-01-01T00:00:00",
		"extendInfo": {
			"isNewCar": "0",
			"isHavingCostBudget": "0"
		},
		"level2subProjectCode": "level2subProjectCode",
		"level3subProjectCode": "level3subProjectCode",
		"orgName": "orgName",
		"projectCategoryCode": "projectCategoryCode",
		"projectCode": "xxxx",
		"projectLevel": "projectLevel",
		"projectName": "projectName",
		"projectStatus": "projectStatus",
		"startDt": "2023-01-01T00:00:00"
	},
	"relatedThirdPartyDTOList": [
		{
			"agreementEffectiveEndDt": "2021-09-08 22:31:56",
			"agreementEffectiveStartDt": "2021-09-08 22:31:56",
			"agreementNo": "s0",
			"extendInfo": {
				"relatedThirdPartyExtendInfo": "relatedThirdPartyExtendInfo"
			},
			"thirdPartyCode": "s6",
			"thirdPartyName": "s6",
			"thirdPartyTypeCd": "s5"
		}
	],
	"relationDTOList": [
		{
			"bizNo": "112",
			"bizVersion": "1",
			"extendInfo": {
				"q": "q"
			},
			"relationTypeCd": "1"
		}
	],
	"saleMethodCd": "1",
	"schemePlanDTOList": [
		{
			"applyNum": 1,
			"differancePriceCoefficient": 0.5,
			"extendInfo": {
				"ageStruct": "3",
				"occupation1LevelTypeCd": "1001",
				"occupation2LevelTypeCd": "1002",
				"occupation3LevelTypeCd": "1003",
				"occupationTypeCd": "01",
				"travelPeriodCd": "1"
			},
			"feeRate": 0.6,
			"followFeeDTOList": [
				{
					"configFeeRate": 0.5,
					"extendInfo": {
						"q": "123"
					},
					"feeRate": 0.6,
					"feeRateMax": 0.8765,
					"feeRateMin": 0.1234,
					"feeTypeCd": "MM",
					"taxFeeAmount": 100.13
				},
				{
					"configFeeRate": 0.5,
					"extendInfo": {
						"q": "123"
					},
					"feeRate": 0.6,
					"feeRateMax": 0.8765,
					"feeRateMin": 0.1234,
					"feeTypeCd": "ME",
					"taxFeeAmount": 100.13
				},
				{
					"configFeeRate": 0.5,
					"extendInfo": {
						"q": "123"
					},
					"feeRate": 0.6,
					"feeRateMax": 0.8765,
					"feeRateMin": 0.1234,
					"feeTypeCd": "MS",
					"taxFeeAmount": 100.13
				}
			],
			"guaranteeEndDt": "2023-01-01T00:00:00",
			"guaranteeStartDt": "2021-01-01T00:00:00",
			"isCommonEnsureGroup": 1,
			"isSpecialApprove": "1",
			"realDiscountRate": 0.76,
			"schemeCode": "1",
			"schemeName": "1",
			"schemePlanCode": "F01001G0001",
			"schemePlanName": "保障计划",
			"schemeTypeCd": "1",
			"schemeVersion": "1",
			"signPremium": 1000.0005,
			"standardDiscountRate": 0.8,
			"unitInsuredAmount": 1000.0001,
			"unitNoTaxPremium": 1000.0004,
			"unitSignPremium": 1000.0002,
			"unitTaxAmount": 1000.0003
		}
	],
	"signDt": "2021-09-15T00:00:00",
	"specialTermDTOList": [
		{
			"extendInfo": {},
			"isAllowedModify": "1",
			"isForceUsed": "1",
			"isParametric": "1",
			"sequenceNo": 1,
			"specialTermCode": "333",
			"specialTermContent": "特约特约",
			"specialTermName": "特约名称",
			"specialTermParamMap": {
				"ewe": "1111"
			},
			"specialTermTypeCd": "3"
		}
	],
	"subjectDTOList": [
		{
			"clauseDTOList": [
				{
					"clauseCode": "P01200001",
					"clauseName": "机动车交通事故责任强制保险条款",
					"coverageList": [
						{
							"basePremium": 1000.5,
							"baseRate": 0.8,
							"benchmarkPureRiskPremium": 1,
							"coverageCode": "CG0001",
							"coverageDisplayName": "交强险责任",
							"coverageName": "交强险责任",
							"deductibleCoefficientRate": 1,
							"deductibleList": [],
							"endDt": "2022-08-11T00:00:00",
							"exchangeRate": 1,
							"extendInfo": {
								"id": "1"
							},
							"followFeeList": [
								{
									"configFeeRate": 0.5,
									"extendInfo": {
										"q": "123"
									},
									"feeRate": 0.6,
									"feeRateMax": 0.8765,
									"feeRateMin": 0.1234,
									"feeTypeCd": "MM",
									"taxFeeAmount": 100.13
								},
								{
									"configFeeRate": 0.5,
									"extendInfo": {
										"q": "123"
									},
									"feeRate": 0.6,
									"feeRateMax": 0.8765,
									"feeRateMin": 0.1234,
									"feeTypeCd": "ME",
									"taxFeeAmount": 100.13
								},
								{
									"configFeeRate": 0.5,
									"extendInfo": {
										"q": "123"
									},
									"feeRate": 0.6,
									"feeRateMax": 0.8765,
									"feeRateMin": 0.1234,
									"feeTypeCd": "MS",
									"taxFeeAmount": 100.13
								}
							],
							"fundAmount": 1500,
							"fundRate": 0.5,
							"insuredAmount": 50000,
							"isReckonTotalInsuredAmount": 1,
							"limitList": [
								{
									"extendInfo": {},
									"isAccumulate": 1,
									"limitAmount": 50000,
									"limitCalculateMethodCd": "1",
									"limitLevelCd": "3",
									"limitRate": 0.2,
									"limitTypeCd": "L00001",
									"limitTypeName": "累计赔偿限额",
									"limitUnitCd": "D"
								}
							],
							"localCurrencyBasePremium": 800.4,
							"localCurrencyInsuredAmount": 50000,
							"localCurrencyNetPremium": 2000.23,
							"localCurrencyNoTaxPremium": 980,
							"localCurrencySignPremium": 1000.5,
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