投保预确认

curl --location --request POST '10.207.138.234:9201/cic/platform/car/unity/bi/policy/V0209' \
--header 'Content-Type: application/json' \
--data-raw '{
    "currentProposal": {
        "quotationOrderNo": null,
        "quotationOrderType": "1",
        "isFromInquiry": "1",
        "quotationNo": "Q230203033714P20000000012",
        "underwritingMethodCd": "N",
        "proposalMethodCd": null,
        "proposalNo": "A2303003371481000000000001",
        "externalOrderNo": "20230203162405",
        "proposalDt": "2023-02-03 00:00:00",
        "proposalCopies": 1,
        "proposalCreateDt": "2023-02-03 16:32:10",
        "quotationCreateDt": "2023-02-03 16:24:32",
        "isReadClause": "0",
        "isElectronicSign": null,
        "policyNo": null,
        "policyVersion": null,
        "quotationStatusCd": "30",
        "proposalStatusCd": "44",
        "valueAddedExpenseAmount": null,
        "isSupplyInsured": null,
        "isSupplementary": "0",
        "terminatedStatusReasonCd": null,
        "policyTypeCd": "2",
        "policyCategoryCd": null,
        "policyStatusCd": null,
        "policyPeriodUnitCd": "3",
        "policyPeriod": "365",
        "policyStartDt": "2023-02-04 00:00:00",
        "policyEndDt": "2024-02-03 23:59:59",
        "endorsementEffectiveDt": null,
        "isGroupPolicy": "1",
        "signDt": "2023-02-03 17:24:28",
        "policyTerminateReasonCode": null,
        "isAutoTransferNew": "0",
        "tempPolicyDay": null,
        "hesitationDeadlineDt": null,
        "waitingPeriodDeadlineDt": null,
        "isAgriculture": "92",
        "agricultureTypeCd": "1",
        "isHandMadeTicket": null,
        "handMadeTicketNo": null,
        "subsidyFlagCd": null,
        "isElectronPolicy": "1",
        "isCrossSale": "0",
        "isCommerceReinsurance": null,
        "installmentFlagCd": "2",
        "installmentPeriod": 1,
        "installmentInterval": null,
        "installmentIntervalUnitCd": null,
        "isSeeFee": "1",
        "proposalLabelCd": null,
        "customerLevelLabelCd": "2",
        "transModeCd": "1",
        "largessFlagCd": "1",
        "coinsuranceFlagCd": "01",
        "isFacultativeReinsurance": "0",
        "isFacultativeReinsuranceIn": null,
        "disputeResolutionCd": "04",
        "judicialScopeCd": null,
        "arbitrationAgency": null,
        "arbitrationAgencyName": null,
        "isOnline": "1",
        "isAgreeCustomerShare": "1",
        "isSignReport": "0",
        "limitReserveSignDays": null,
        "supplementaryDeadlineTime": null,
        "antiMoneyLaunderingFlagCd": null,
        "isRemoteUnderwrite": null,
        "systemSourceCode": "CHPL",
        "systemSourceLevel2Code": "JLYB",
        "isDirectSale": "0",
        "bizSourceCd": "22030200",
        "bizSourcePath": "22000000/22030000/22030200/",
        "channelTypeCd": "12030399",
        "isEffectiveImmediately": "0",
        "isReserveSign": "0",
        "comment": null,
        "languageCd": null,
        "thirdInternetCompanyDTO": null,
        "facultativeReinsuranceInDTOList": [],
        "billingDTO": null,
        "paymentDTO": {
            "paymentAccount": null,
            "isPayImmediate": null,
            "transModeCd": null,
            "graceDays": null,
            "currencyCd": null,
            "paymentWayCd": null,
            "paymentTerm": null,
            "billDate": null,
            "payCompleteTime": null,
            "posTradeNum": null,
            "paymentModeCd": null,
            "payOrderNo": null,
            "paySerialNo": null,
            "accountName": null,
            "accountBankCd": null,
            "extendInfo": {},
            "proposalPaymentStatusCd": null,
            "actualPayAmount": null,
            "transSerialNo": null,
            "payReason": null,
            "supervisePayOrderNo": null
        },
        "installmentDTOList": [],
        "feeDTO": {
            "insuredAmount": 148960.00,
            "standardPremium": 2169.29,
            "noTaxPremium": 2046.50,
            "signPremium": 2169.29,
            "signCurrencyCode": "CNY",
            "signCurrencyName": "人民币",
            "taxAmount": 122.79,
            "localCurrencyInsuredAmount": 148960.00,
            "localCurrencyStandardPremium": 2169.29,
            "localCurrencySignPremium": 2169.29,
            "localCurrencyNoTaxPremium": 2046.50,
            "localCurrencyTaxAmount": 122.79,
            "exchangeRate": 1.00000000,
            "discount": 1.00000000,
            "sumDiscountAmount": 0,
            "isFixPremium": null,
            "feeDiscountLinkageRealPayAmount": null,
            "feeDiscountLinkageRealPayRate": null,
            "extendInfo": {}
        },
        "channelDTO": {
            "certOrgCode": null,
            "agentCode": "2237171203000079",
            "agentTypeCd": "SIDELINE",