核保信息同步上传

curl --location --request POST '10.207.138.234:9244/cic/platform/sh/personal/runtime/U01' \
--header 'Content-Type: application/json' \
--data-raw '{
  "guide": {
    "productCategoryCode": "01",
    "productSmallCategoryCode": "0103",
    "productCode": "D01006",
    "productName": null,
    "provinceCode": null,
    "cityCode": null,
    "countyCode": null,
    "channelType": "11010100",
    "bizSourceCd": "22010200",
    "businessNature": "GXBXT",
    "systemSourceCode": "GXBXT",
    "systemSourceLevel2Code": "GXBCICA",
    "underwritingMethodCd": "N",
    "channelAgreementNo": null
  },
  "relevancyOrganize": {
    "signOrgCode": "213100870000",
    "issueOrgCode": "213100870000",
    "handlerOrgCode": "213100870000",
    "provinceSignOrgCode": "213100000000",
    "handlerName": "严茜",
    "handlerEmpNo": "3100670042",
    "recordHolderName": "严茜",
    "recordHolderEmpNo": "3100670042",
    "partnerName": null,
    "partnerCode": null,
    "salesChannelCode": "213100870000",
    "salesChannelName": "中华联合财产保险股份有限公司上海市松江支公司",
    "salesChannelAddress": "TODO"
  },
  "insuranceProcessEnum": "POLICY",
  "regBasePartDTO": {
    "quotationOrderNo": "2023120802000000000004799553005",
    "quotationOrderType": "2",
    "quotationNo": "Q231208013100G20800000705",
    "proposalNo": "A2301006310087080000000001",
    "policyNo": "P2301006310087030000000001",
    "signDate": "2023-12-08 15:14:02",
    "receiptDate": null,
    "policyStartDate": "2023-12-09 00:00:00",
    "policyEndDate": "2024-12-08 23:59:59",
    "periodDesc": null,
    "specialAgreementDesc": null,
    "tpMark": null,
    "disputeResolution": "01",
    "effectPolicyGenerationTime": null,
    "pdfTime": null,
    "isRenewal": null,
    "renewalMethod": "N",
    "electronicPolicyFlag": "0",
    "shortRate": null,
    "policyStatus": null,
    "contractNo": null,
    "insureForm": "2",
    "proposalMethod": "0",
    "coinsuranceFlagCd": "01",
    "endorsementFlag": "0",
    "installmentFlagCd": "2",
    "installmentPeriod": "1",
    "installmentInterval": null,
    "installmentIntervalUnitCd": null
  },
  "regSalesDTO": null,
  "regTurnoverPersonDTO": {
    "agent": "3100670042",
    "agentCode": "严茜",
    "operator": null,
    "documentationName": null,
    "review": null,
    "paidInPremiumValidator": null,
    "approveName": null
  },
  "regUnderwritingDTO": {
    "underwritingName": "系统自核",
    "underwritingCode": "系统自核",
    "underwritingConclusionCode": "300004",
    "underwritingConclusionDesc": "系统自核",
    "underwritingConclusionEndDt": "2023-12-08 15:14:30",
    "underwritingMsg": "{\"code\":\"101\",\"desc\":\"固定方案系统自核\",\"name\":\"意外险政策自核规则--总公司_0\",\"ruleCode\":\"230110R7018575811693838336\",\"traceInfo\":{\"code\":\"101\",\"desc\":\"固定方案系统自核\"}}"
  },
  "regApplicationDTO": {
    "uid": "1",
    "name": "解晓林",
    "gender": "1",
    "certificateType": "111",
    "certificateCode": "130923199712144912",
    "certificateStartDate": "2022-12-08",
    "certificateEndDate": "2032-12-08",
    "birthDay": "1997-12-14",
    "address": "是大师傅法国啥",
    "mailAddress": "是大师傅法国啥",
    "householdAddress": "北京市丰台公安局",
    "zip": null,
    "email": "5@qq.com",
    "phoneNo": "15900393349",
    "contactName": "",
    "personType": null,
    "companyType": null,
    "nation": "01",
    "industryCode": null,
    "occupationCode": null,
    "companyName": "",
    "extendInfo": null,
    "applicantType": "07",
    "insuredRelationship": null,
    "legalRepresentative": "",
    "peopleNum": "",
    "socialInsNo": ""
  },
  "regInsuredDTOList": [],
  "regFeeDTO": {
    "currencyCode": "CNY",
    "insuredAmount": "7420000.00",
    "totalBasicPremium": "725.00",
    "totalPremium": "428.00",
    "totalPremiumExclude": "403.77",
    "taxAmount": "24.23",
    "changeReasonCode": null,
    "changeReasonDesc": null,
    "receiptConfirmDate": "2023-12-08 17:57:44",
    "posNo": null,
    "payType": "WECHAT",
    "payAccount": "oDVLHs_LqN7jS8Zimhu35fUc-sQo",
    "businessNo": null,
    "payMethod": null,
    "yearPremium": null
  },
  "regProductDTO": {
    "productCategoryCode": "01",
    "productCategoryName": "意外险",
    "productSmallCategoryCode": "0103",
    "productSmallCategoryName": "驾乘意外险",
    "productCode": "D01006",
    "productName": "驾乘人员意外险A款（团体）_车",
    "platformProductCategoryCode": "01",
    "platformProductSmallCategoryCode": "0103",
    "platformProductCode": "D01006",
    "isShortTermPolicy": "1"
  },
  "regCommissionDTO": null,
  "regClauseDTOList": [
    {
      "coverageNature": "0",
      "platformCoverageCode": "C108000357G",
      "comClauseCode": "C108000357G",
      "comClauseName": "中华联合财产保险股份有限公司附加出行行李和随身物品损失保险",
      "clauseStartDate": "2023-12-09 00:00:00",
      "clauseEndDate": "2024-12-08 23:59:59",
      "limitAmount": null,
      "illegalAccidentRate": null,
      "discountAmount": null,
      "sumLimit": "30000.00",
      "basicPremium": "300.00000000",
      "premium": "60.00",
      "surrenderFlag": "0",
      "deductibleRate": null,
      "premiumExclude": "56.60",
      "taxAmount": "3.40",
      "basicAmount": "30000.00",
      "maxAmount": "30000.00",
      "paymentMethod": null,
      "specificBusinessCode": "C108000357G",
      "clauseDayAmount": null,
      "clauseDayEffectiveAmount": null,
      "yearPremium": null,
      "regCoverageDTOList": [
        {
          "coverageCode": "CG00415",
          "coverageName": "出行行李和随身物品损失责任",
          "platformCoverageCode": "CG00415",
          "comCoverageCode": "CG00415",
          "comCoverageName": "出行行李和随身物品损失责任",
          "coverageStartDate": "2023-12-09 00:00:00",
          "coverageEndDate": "2024-12-08 23:59:59",
          "coverageStatus": "1",
          "waitingPeriod": null,
          "foundRate": null,
          "foundAmount": null,
          "sumLimit": "30000.00",
          "basicPremium": "300.00000000",
          "premium": "60.00",
          "surrenderFlag": "0",
          "deductibleRate": null,
          "premiumExclude": "56.60",
          "taxAmount": "3.40",
          "serviceTimes": null,
          "yearPremium": null,
          "remark": null
        }
      ]
    },
    {
      "coverageNature": "1",
      "platformCoverageCode": "C602000005Z",
      "comClauseCode": "C602000005Z",
      "comClauseName": "中华联合财产保险股份有限公司机动车驾乘人员团体意外伤害保险（A款）",
      "clauseStartDate": "2023-12-09 00:00:00",
      "clauseEndDate": "2024-12-08 23:59:59",
      "limitAmount": null,
      "illegalAccidentRate": null,
      "discountAmount": null,
      "sumLimit": "4180000.00",
      "basicPremium": "310.40004000",
      "premium": "226.00",
      "surrenderFlag": "0",
      "deductibleRate": null,
      "premiumExclude": "213.21",
      "taxAmount": "12.79",
      "basicAmount": "836000.00",
      "maxAmount": "836000.00",
      "paymentMethod": null,
      "specificBusinessCode": "C602000005Z",
      "clauseDayAmount": null,
      "clauseDayEffectiveAmount": null,
      "yearPremium": null,
      "regCoverageDTOList": [
        {
          "coverageCode": "CG00160",
          "coverageName": "意外伤害身故/伤残保险责任",
          "platformCoverageCode": "CG00160",
          "comCoverageCode": "CG00160",
          "comCoverageName": "意外伤害身故/伤残保险责任",
          "coverageStartDate": "2023-12-09 00:00:00",
          "coverageEndDate": "2024-12-08 23:59:59",
          "coverageStatus": "1",
          "waitingPeriod": null,
          "foundRate": null,
          "foundAmount": null,
          "sumLimit": "3000000.00",
          "basicPremium": "168.00000000",
          "premium": "132.00",
          "surrenderFlag": "0",
          "deductibleRate": null,
          "premiumExclude": "124.53",
          "taxAmount": "7.47",
          "serviceTimes": null,
          "yearPremium": null,
          "remark": null
        },
        {
          "coverageCode": "CG00161",
          "coverageName": "意外伤害医疗保险责任",
          "platformCoverageCode": "CG00161",
          "comCoverageCode": "CG00161",
          "comCoverageName": "意外伤害医疗保险责任",
          "coverageStartDate": "2023-12-09 00:00:00",
          "coverageEndDate": "2024-12-08 23:59:59",
          "coverageStatus": "1",
          "waitingPeriod": null,
          "foundRate": null,
          "foundAmount": null,
          "sumLimit": "1000000.00",
          "basicPremium": "132.00000000",
          "premium": "79.00",
          "surrenderFlag": "0",
          "deductibleRate": null,
          "premiumExclude": "74.53",
          "taxAmount": "4.47",
          "serviceTimes": null,
          "yearPremium": null,
          "remark": null
        },
        {
          "coverageCode": "CG00162",
          "coverageName": "意外伤害住院津贴保险责任",
          "platformCoverageCode": "CG00162",
          "comCoverageCode": "CG00162",
          "comCoverageName": "意外伤害住院津贴保险责任",
          "coverageStartDate": "2023-12-09 00:00:00",
          "coverageEndDate": "2024-12-08 23:59:59",
          "coverageStatus": "1",
          "waitingPeriod": null,
          "foundRate": null,
          "foundAmount": null,
          "sumLimit": "180000.00",
          "basicPremium": "10.40004000",
          "premium": "15.00",
          "surrenderFlag": "0",
          "deductibleRate": null,
          "premiumExclude": "14.15",
          "taxAmount": "0.85",
          "serviceTimes": null,
          "yearPremium": null,
          "remark": null
        }
      ]
    },
    {
      "coverageNature": "0",
      "platformCoverageCode": "C602000041G",
      "comClauseCode": "C602000041G",
      "comClauseName": "中华联合财产保险股份有限公司附加团体法定节假日意外伤害保险",
      "clauseStartDate": "2023-12-09 00:00:00",
      "clauseEndDate": "2024-12-08 23:59:59",
      "limitAmount": null,
      "illegalAccidentRate": null,
      "discountAmount": null,
      "sumLimit": "3000000.00",
      "basicPremium": "6.60000000",
      "premium": "102.00",
      "surrenderFlag": "0",
      "deductibleRate": null,
      "premiumExclude": "96.23",
      "taxAmount": "5.77",
      "basicAmount": "600000.00",
      "maxAmount": "600000.00",
      "paymentMethod": null,
      "specificBusinessCode": "C602000041G",
      "clauseDayAmount": null,
      "clauseDayEffectiveAmount": null,
      "yearPremium": null,
      "regCoverageDTOList": [
        {
          "coverageCode": "CG00167",
          "coverageName": "法定节假日意外伤害身故/伤残责任",
          "platformCoverageCode": "CG00167",
          "comCoverageCode": "CG00167",
          "comCoverageName": "法定节假日意外伤害身故/伤残责任",
          "coverageStartDate": "2023-12-09 00:00:00",
          "coverageEndDate": "2024-12-08 23:59:59",
          "coverageStatus": "1",
          "waitingPeriod": null,
          "foundRate": null,
          "foundAmount": null,
          "sumLimit": "3000000.00",
          "basicPremium": "6.60000000",
          "premium": "102.00",
          "surrenderFlag": "0",
          "deductibleRate": null,
          "premiumExclude": "96.23",
          "taxAmount": "5.77",
          "serviceTimes": null,
          "yearPremium": null,
          "remark": null
        }
      ]
    },
    {
      "coverageNature": "0",
      "platformCoverageCode": "C999000027G",
      "comClauseCode": "C999000027G",
      "comClauseName": "中华财险附加救护车费用保险",
      "clauseStartDate": "2023-12-09 00:00:00",
      "clauseEndDate": "2024-12-08 23:59:59",
      "limitAmount": null,
      "illegalAccidentRate": null,
      "discountAmount": null,
      "sumLimit": "10000.00",
      "basicPremium": "8.00000000",
      "premium": "15.00",
      "surrenderFlag": "0",
      "deductibleRate": null,
      "premiumExclude": "14.15",
      "taxAmount": "0.85",
      "basicAmount": "2000.00",
      "maxAmount": "2000.00",
      "paymentMethod": null,
      "specificBusinessCode": "C999000027G",
      "clauseDayAmount": null,
      "clauseDayEffectiveAmount": null,
      "yearPremium": null,
      "regCoverageDTOList": [
        {
          "coverageCode": "CG00075",
          "coverageName": "救护车费用保险责任",
          "platformCoverageCode": "CG00075",
          "comCoverageCode": "CG00075",
          "comCoverageName": "救护车费用保险责任",
          "coverageStartDate": "2023-12-09 00:00:00",
          "coverageEndDate": "2024-12-08 23:59:59",
          "coverageStatus": "1",
          "waitingPeriod": null,
          "foundRate": null,
          "foundAmount": null,
          "sumLimit": "10000.00",
          "basicPremium": "8.00000000",
          "premium": "15.00",
          "surrenderFlag": "0",
          "deductibleRate": null,
          "premiumExclude": "14.15",
          "taxAmount": "0.85",
          "serviceTimes": null,
          "yearPremium": null,
          "remark": null
        }
      ]
    },
    {
      "coverageNature": "0",
      "platformCoverageCode": "C999000028G",
      "comClauseCode": "C999000028G",
      "comClauseName": "中华财险附加法定传染病身故保险（2020版）",
      "clauseStartDate": "2023-12-09 00:00:00",
      "clauseEndDate": "2024-12-08 23:59:59",
      "limitAmount": null,
      "illegalAccidentRate": null,
      "discountAmount": null,
      "sumLimit": "200000.00",
      "basicPremium": "100.00000000",
      "premium": "25.00",
      "surrenderFlag": "0",
      "deductibleRate": null,
      "premiumExclude": "23.58",
      "taxAmount": "1.42",
      "basicAmount": "200000.00",
      "maxAmount": "200000.00",
      "paymentMethod": null,
      "specificBusinessCode": "C999000028G",
      "clauseDayAmount": null,
      "clauseDayEffectiveAmount": null,
      "yearPremium": null,
      "regCoverageDTOList": [
        {
          "coverageCode": "CG00163",
          "coverageName": "法定传染病身故保险责任",
          "platformCoverageCode": "CG00163",
          "comCoverageCode": "CG00163",
          "comCoverageName": "法定传染病身故保险责任",
          "coverageStartDate": "2023-12-09 00:00:00",
          "coverageEndDate": "2024-12-08 23:59:59",
          "coverageStatus": "1",
          "waitingPeriod": null,
          "foundRate": null,
          "foundAmount": null,
          "sumLimit": "200000.00",
          "basicPremium": "100.00000000",
          "premium": "25.00",
          "surrenderFlag": "0",
          "deductibleRate": null,
          "premiumExclude": "23.58",
          "taxAmount": "1.42",
          "serviceTimes": null,
          "yearPremium": null,
          "remark": null
        }
      ]
    }
  ],
  "regEndorsementDTO": null,
  "regVehicleProposalDTO": null,
  "regAccidentProposalDTO": {
    "proposalMethodCd": "0",
    "insuredNum": "5",
    "personalBankCode": null,
    "paymentMethod": null,
    "insuredChangeNum": null,
    "extendInfo": null
  }
}'