3.1.2 商户信息录入

1、通过本接口可录入商户信息，包括基础信息、业务功能开通等。
2、本接口为异步接口，应答仅代表已受理，审核结束后会异步通知审核结果（3.1.8），或者通过3.1.6主动发起审核结果查询。

请求参数

Body 参数application/json

reqBody

object

请求体

必需

applyInfo

object

申请单信息

必需

merchantInfo

object

商户基础信息

必需

merchantFunctionInfo

object

业务开通信息

必需

按需开通，至少开通一项

licInfoInfo

object

商户经营信息

必需

plusInfo

object

商户附加信息

必需

beneficiaryInfoList

array [object {8}]

商户受益所有人列表

可选

mchtMode=0、1时必填

storeList

array [object {14}]

门店信息列表

可选

1、可选字段，当不需要新增门店或终端时可不送。当需要开通银行卡功能但本次录入暂不新增门店或终端时也可不送，通过变更接口再新增上送。
2、字段必填标记代表新增门店或终端信息时必填。
3、一个商户可以有多个门店，一个门店可有多个终端。

payAccInfo

object

结算账户信息

必需

仅可配置一个结算账户

settleInfoList

array [object {7}]

结算信息

可选

详见 2.2进件说明

productInfoList

array [object {1}]

产品信息列表

必需

pictureList

array [object {2}]

图片信息列表

必需

示例

{
    "reqHeader": {
        "transTime": "{% mock 'now', '', 'yyyyMMddHHmmss', '', '' %}",
        "reqId": "{{reqId}}"
    },
    "reqSign": "这个会自动设置签名值",
    "reqBody": {
        "applyInfo": {
            "applyNo": "{% mock 'string', 'number', 10, 13 %}",
            "backUrl": "https://www.jd.com/"
        },
        "merchantFunctionInfo": {
            "aliPay": {
                "businessId": "1301",
                "calcType": "1",
                "cardType":"XXXX",
                "calcVal": "5000",
                "feeHighLimit": "9999999999",
                "feeLowLimit": "0",
                "businessCode": "5811",
                "channelMccCode": "5411",
                "serviceCodes": "F2F",
                "source": "2088131663605155",
                "sourceName": "易生支付有限公司"
            }
        },
        "merchantInfo": {
            "mchtName": "贵阳云鹭有限公司",
            "mchtMode": "0", // 0:企业,   1:个体户,  2:小微
            "businName": "好哒信息",
            "standardFlag": "1",
            "mchtMccCode": "5411",
            "mchtAreaCode": "2901",
            "instCode": "133091909091111",
            "agentMchtCode": "133091909091111",
            "mchtAddr": "上海市浦东新区易生支付公司测试test测试",
            "leader": "m-test",
            "agentPerson": "大大大",
            "agentMobile": "13761332165",
            "merSelf": "0", // 1 自营,   0 代理,   基本都传0
            "mchtEngName": "testtest123",
            "agentIdValidityStart": "20310101",
            "conMode": "1",
            "businForm": "00",
            "agentIdAddr": "天津市武清区杨村街道京津时尚广场10000",
            "agentIdValidityEnd": "20330101",
            "billingCycle": "T1",
            "businBegtime": "220000",
            "businEndtime": "230000",
            "stlmType": "0",
            "settleStyle": "0",
            "payAccMode": "2",
            "feePayType": "A00",
            "payLevel": "9",
            "isPayAccount": "1",
            "sleepState": "0",
            "proptyCodeGrp": "000000"
        },
        //productInfoList 生产没有2，只有1
        "productInfoList": [
            {
                "productCode": "1"
            },
            {
                "productCode": "2"
            }
        ],
        "licInfoInfo": {
            "controlerDate": "20110101",
            "controlerCapital": "123123",
            "controlerIdAddr": "上海市浦东新区易生支付公司测试test",
            "licenseAddr": "上海市浦东新区易生支付公司测试test",
            "legalIdValidityStart": "20110101",
            "licenseCapital": "123213213",
            "controlerislegal": "1",
            "licenseType": "11",
            "legalName": "朱艳青",
            "controlerIdValidityStart": "20110101",
            "controlerIdValidityEnd": "20140101",
            "licenseNoValidityEnd": "20140101",
            "licenseNoValidityStart": "20110101",
            "legalIdNo": "43018119830502192X",
            "licenseScope": "一般项目：针纺织品销售",
            "legalIdValidityEnd": "20140101",
            "licenseName": "李桂琳",
            "legalIdAddr": "天津市武清区杨村街道京津时尚广场10",
            "controlerIdType": "01",
            "controlerRate": "qweqeqrq",
            "licenseState": "正常",
            "legalIdType": "01",
            "licenseNo": "914301813383966981",
            "controlerName": "李桂琳",
            "controlerIdNo": "31011512341982120112342",
            "licenseHisName": "41442",
            "legalMobile": "13761332165"
        },
        "plusInfo": {
            "signatoryName": "贵阳云鹭有限公司",
            "webName": "类合大权度",
            "webIcp": "xWPjCyNn]5Il58",
            "contractMode": "0",
            "contractNo": "MM20250318000000088",
            "bankBranchName": "与各目造传准",
            "bankBranchManager": "adipisicing consequat ullamco velit reprehenderit",
            "webSite": "nisi ipsum qui Ut velit",
            "additionMess": "ipsum"
        },
        "pictureList": [
            {
                "picType": "03",
                "picPath": "MP-picture-20250318111029snRajE"
            },
            {
                "picType": "04",
                "picPath": "MP-picture-20250318111029snRajE"
            },
            {
                "picType": "10",
                "picPath": "MP-picture-20250318111029snRajE"
            }
        ],
        "settleInfo": [
            {
                "businessId": "2202",
                "calcType": "1",
                "calcVal": "5000",
                "feeHighLimit": "9999999999",
                "feeLowLimit": "0",
                "cardType":"XXXX"
            }
        ],
        "payAccInfo": {
            "acctMode": "2",
            "acctType": "00",
            "bankcardName": "张三",
            "accIdAddr": "地址",
            "accIdValidityStart": "20110101",
            "accIdType": "01",
            "accIdNo": "310115415112121",
            "bankNo": "123456789012",
            "accMobile": "13412341234",
            "accIdValidityEnd": "20990101",
            "bankName": "中国银行",
            "bankcardNo": "622612341234123444"
        },
        "beneficiaryInfoList": [
            {
                "beneficiaryIsLegal": "0",
                "beneficiaryName": "测试受益人1",
                "beneficiaryIdType": "01",
                "beneficiaryIdNo": "3101564879454545",
                "beneficiaryRate": "100",
                "beneficiaryIdValidityStart": "20110101",
                "beneficiaryIdValidityEnd": "20110404",
                "beneficiaryIdAddr": "上海浦东"
            },
            {
                "beneficiaryIsLegal": "1",
                "beneficiaryName": "测试受益人2",
                "beneficiaryIdType": "01",
                "beneficiaryIdNo": "513426199408284828",
                "beneficiaryRate": "100",
                "beneficiaryIdValidityStart": "20110101",
                "beneficiaryIdValidityEnd": "20110404",
                "beneficiaryIdAddr": "上海浦东"
            }
        ]
    }
}

返回响应

🟢200OK

application/json

Body

rspBody

object

可选

applyNo

string

申请单编号

可选

mchtCode

string

内部商户号

可选

merTrace

string

商户唯一标识

可选

playType

string

操作类型

可选

retCode

string

返回码

可选

retMsg

string

错误描述

可选

termInfoList

array [object {22}]

可选

示例

{
    "rspBody": {
        "playType": "MemberApply",
        "applyNo": "5068865571650",
        "merTrace": "631000000002418",
        "retCode": "000000",
        "mchtCode": "631000000002418",
        "retMsg": "操作成功"
    },
    "rspHeader": {
        "easyPayCertificateId": "00000000",
        "rspCode": "000000",
        "rspInfo": "SUCCESS"
    },
    "rspSign": "gX958oNTuDabolA7rMnr5UMEwxawCx47K3nt2rtYqm4Z54BIZ197ZGFdDC9RbJVuwmgFtYHdyQZvatXHSN8M7Bc56DiAn1TwaxjV+rPt9mbJG4Zk47n/AMgDEXQeUSpwgh0NaHCxHbjtzhSfikKI5C0UgpxNDpHP3XO167YJlmvwO9XPgOPqY2LhQgyToXIQ+7xR+0ZO4meLyCUw0Re7fe8Bwe08AcTwd6/GSYkzSoGu80I0tlMtBQJg3hbdRqksct9tMiq76dt88o2jAepJrAtwL7L0HRwb99uyEfcYi7bX7VysCE0yM95zfnLPN3ja2U/1EOX1aqlk/zj2cWEhFg=="
}

🟢201Created

🟠401Unauthorized

🟠403Forbidden

🟠404Not Found