发卡API
  1. Api-发卡
发卡API
  • 接入说明
  • 报文规范
  • 报文规则
  • 工具代码
  • 接口流程图
  • Api-发卡
    • 查询机构产品
      POST
    • 申请办卡
      POST
    • 查询办卡订单
      POST
    • 异步回调办卡订单结果
      POST
    • 异步回调发卡产品上下架通知
      POST
  • Api-贷款
    • 查询机构产品
      POST
    • 贷款申请
      POST
    • 贷款查询
      POST
    • 异步回调贷款订单结果
      POST
    • 异步回调贷款产品上下架通知
      POST
  • Sdk-发卡
    • 订单回调成功通知
      POST
    • SDK办卡配置
      VIEW
  • Sdk-贷款
    • 订单回调成功通知
      POST
    • SDK贷款配置
      VIEW
  1. Api-发卡

查询机构产品

测试环境
http://test-cn.your-api-server.com
测试环境
http://test-cn.your-api-server.com
POST
/open/card/api/product

简要描述:

  • 查询机构产品
  • 接口编码:"1000"

请求URL:

  • 测试:http://juheba-gateway-test.juheba.top:8888/open/card/api/product

  • 生产:https://jhb-gateway.juheba.com/open/card/api/product

请求方式:

  • POST

请求参数说明:

参数名类型填写要求说明
timestampStringM时间戳(毫秒)

请求示例:

  • 加密前
{
	"apiCode": "1000",
	"orgId": "1635939730463948801",
	"body": {
		"timestamp": "1599113781551"
	}
}
  • 加密后
{
	"apiCode": "1000",
	"orgId": "1635939730463948801",
	"body": "V9XMgW3MAGhKiKzbR0IV3ov48UVlVH3jV9OP4RkLNfp6QIKahnwAEBvN802CSLQmZi8gTTnSLEjlhLZILGZwdl3pjxsLKbX0bBLUfYYFpaIEdl70MlCnCrReuqqUpGuhhS5RtAT3Icjx/a6Zy27Ztga+DG/SWH5P21K4OoJT2ug="
}

返回参数说明:

参数名类型描述
productNameString产品名称
idLong产品id
bankNameString归属银行
logoStringLogo
cardDescString卡片描述
productPicUrlString产品图片
approvePriceLong核卡价格(单位:分)
activePriceLong激活价格(单位:分)
firstUsedPriceLong首刷价格(单位:分)
settleCycleInteger结算周期
regionString地域限制,以英文逗号分隔
regionTypeInteger地域限制模式(0-地区不可以办理,1-地区可办理,null-无限制)
applyProcessUrlString申请流程图
settleConditionString结算条件
settleRuleString结算规则
attentionString注意事项
settleTypeInteger结算类型(100:非周期,200:周期;当结算类型为周期时,approvePrice、activePrice、firstUsedPrice 失效)
settleMethod1String结算方式(settle_type = 200时有值,100:核卡,200:激活,300:首刷)
settleMethodList结算方式(settle_type = 200时有值,100:核卡,200:激活,300:首刷)
nuclearTypeInteger核卡结算时间
activationTypeInteger激活结算时间
brushTypeInteger首刷结算时间
nuclearDay1Integer核卡第一时间阶段界限
nuclearCost1Long核卡第一时间阶段结算价格
nuclearDay2Integer核卡第二时间阶段界限
nuclearCost2Long核卡第二时间阶段结算价格
nuclearDay3Integer核卡第三时间阶段界限
nuclearCost3Long核卡第三时间结算价格
activationDay1Integer激活第一时间阶段界限
activationCost1Long激活第一时间阶段结算价格
activationDay2Integer激活第二时间阶段界限
activationCost2Long激活第二时间阶段结算价格
activationDay3Integer激活第三时间阶段界限
activationCost3Long激活第三时间阶段结算价格
brushDay1Integer首刷第一阶段界限
brushCost1Long首刷第一阶段结算价格
brushDay2Integer首刷第二阶段界限
brushCost2Long首刷第二阶段结算价格
brushDay3Integer首刷第三阶段界限
brushCost3Long首刷第三阶段结算价格

返回示例:

{
    "code": "000000",
    "msg": "成功",
    "data": {
        "nums": 5,
        "productDetailVos": [
            {
                "productName": "民生高价版",
                "id": "200037",
                "bankName": "民生银行",
                "logo": "https://juheba-test.oss-cn-shanghai.aliyuncs.com/va/bankLogo/a477c87d4c73443f855734262c4740fb.png",
                "cardDesc": "首年免年费",
                "productPicUrl": "https://juheba-test.oss-cn-shanghai.aliyuncs.com/va/cardLogo/51ea489d6c3c41e6bde14139d08876d5.png",
                "approvePrice": "12200",
                "activePrice": "13000",
                "firstUsedPrice": "0",
                "settleCycle": 2,
                "region": "淄博市,济南市,枣庄市,东营市,烟台市,潍坊市,济宁市,泰安市,威海市,日照市,莱芜市,临沂市,德州市,聊城市,滨州市,菏泽市",
                "regionType": 0,
                "applyProcessUrl": "",
                "settleCondition": "激活",
                "settleRule": "自申请之日10天内柜台激活有效;严禁冒充银行人员推广,发现不结算;禁止搭售POS机;销卡不予结算",
                "attention": "1.自申请之日10天内柜台激活有效;\n2.严禁冒充银行人员推广,发现不结算;\n3.禁止搭售POS机;销卡不予结算",
                "settleType": 100,
                "settleMethod1": "[]",
                "settleMethod": [],
                "nuclearType": null,
                "activationType": null,
                "brushType": null,
                "nuclearDay1": 0,
                "nuclearCost1": "0",
                "nuclearDay2": 0,
                "nuclearCost2": "0",
                "nuclearDay3": 0,
                "nuclearCost3": "0",
                "activationDay1": 0,
                "activationCost1": "0",
                "activationDay2": 0,
                "activationCost2": "0",
                "activationDay3": 0,
                "activationCost3": "0",
                "brushDay1": 0,
                "brushCost1": "0",
                "brushDay2": 0,
                "brushCost2": "0",
                "brushDay3": 0,
                "brushCost3": "0"
            },
            {
                "productName": "青岛银行",
                "id": "200004",
                "bankName": "青岛银行",
                "logo": "https://juheba-test.oss-cn-shanghai.aliyuncs.com/va/bankLogo/fc4dc3de82b0425686b2f5dac889b3b4.png",
                "cardDesc": "优惠多",
                "productPicUrl": "https://juheba-test.oss-cn-shanghai.aliyuncs.com/va/cardLogo/e9d2a44c8c3340fca8f05c6f7ccc8344.png",
                "approvePrice": "0",
                "activePrice": "0",
                "firstUsedPrice": "0",
                "settleCycle": 3,
                "region": "青岛市",
                "regionType": 0,
                "applyProcessUrl": "",
                "settleCondition": "激活",
                "settleRule": "新户激活结算",
                "attention": "新户核卡后30天内激活有效,销户不予结算",
                "settleType": 200,
                "settleMethod1": "[100, 200, 300]",
                "settleMethod": [
                    100,
                    200,
                    300
                ],
                "nuclearType": 100,
                "activationType": 200,
                "brushType": 300,
                "nuclearDay1": 10,
                "nuclearCost1": "10000",
                "nuclearDay2": 12,
                "nuclearCost2": "8000",
                "nuclearDay3": 13,
                "nuclearCost3": "7000",
                "activationDay1": 10,
                "activationCost1": "20000",
                "activationDay2": 10,
                "activationCost2": "19000",
                "activationDay3": 12,
                "activationCost3": "18000",
                "brushDay1": 20,
                "brushCost1": "29000",
                "brushDay2": 30,
                "brushCost2": "28000",
                "brushDay3": 40,
                "brushCost3": "27000"
            }
        ]
    },
    "sign": "Ze+HkoxIrdR+ieroT0IGllOW6oTH7WNV27fJieCZzeATgzZAz7rUEJHf4mPvKEln+ThbWe6ozch5SfuARqB6TGRM32Ht6WLz/vENcHpji4WUKtITBlEJGzPn+0VqCz58A/Jlt2D+atdiv/6HMxWLQnkLT6KsXiECunnWB1Q3M/k="
}

备注:

  • 该接口仅作为机构查询产品明细使用。

请求参数

Body 参数application/json
apiCode
string 
接口编码
必需
body
string 
请求主题
必需
orgId
string 
机构编码
必需
示例
{"apiCode":"1000","body":"slSAxUeeQvopB2ba8q81Ohr6bKggpHmHXsBemoHouF1qEiGUGhF3eeYz9c04+RvfulivT8jm/Ufy28/cT5TnwXZhMsELDO8/wBKyS/fYmmjihXgFFS8ApBa8JQfZ7+ulXRvYtGX582TTYUc8/zFY6QeIBD9/tryWb0Oi36j5Dyw=","orgId":"1503993959345717249"}

示例代码

Shell
JavaScript
Java
Swift
Go
PHP
Python
HTTP
C
C#
Objective-C
Ruby
OCaml
Dart
R
请求示例请求示例
Shell
JavaScript
Java
Swift
curl --location --request POST 'http://test-cn.your-api-server.com/open/card/api/product' \
--header 'Content-Type: application/json' \
--data-raw '{"apiCode":"1000","body":"slSAxUeeQvopB2ba8q81Ohr6bKggpHmHXsBemoHouF1qEiGUGhF3eeYz9c04+RvfulivT8jm/Ufy28/cT5TnwXZhMsELDO8/wBKyS/fYmmjihXgFFS8ApBa8JQfZ7+ulXRvYtGX582TTYUc8/zFY6QeIBD9/tryWb0Oi36j5Dyw=","orgId":"1503993959345717249"}'

返回响应

🟢200成功
application/json
Body
code
string 
响应码
必需
msg
string 
响应信息
必需
data
object 
响应数据
必需
nums
integer 
产品数量
必需
productDetailVos
array [object {16}] 
产品详情
必需
sign
string 
签名串
必需
示例
{
    "code": "000000",
    "msg": "成功",
    "data": {
        "nums": 5,
        "productDetailVos": [
            {
                "productName": "北部湾星辰卡",
                "id": "200001",
                "bankName": "北部湾银行",
                "logo": "https://juheba-test.oss-cn-shanghai.aliyuncs.com/va/bankLogo/a08d8e13b8ca45c5aeda6f9c3ae4ef61.png?Expires=1687951015&OSSAccessKeyId=LTAI5tSShgHpWCoLABA4Rjyk&Signature=M3bEGkQhld%2F9lLW221OQr2MNEqQ%3D",
                "cardDesc": "秒批、快速办卡",
                "productPicUrl": "https://juheba-test.oss-cn-shanghai.aliyuncs.com/va/cardLogo/1c038413e4b84590bf708552fe78589b.png?Expires=1687951015&OSSAccessKeyId=LTAI5tSShgHpWCoLABA4Rjyk&Signature=XeGw5EBaoWf0t1KeXGbHcrp82zQ%3D",
                "approvePrice": "12500",
                "activePrice": "15500",
                "firstUsedPrice": "18500",
                "settleCycle": 10,
                "region": null,
                "regionType": null,
                "applyProcessUrl": "https://juheba-test.oss-cn-shanghai.aliyuncs.com/?Expires=1687951015&OSSAccessKeyId=LTAI5tSShgHpWCoLABA4Rjyk&Signature=qgYc%2BCHDwTAU93i6kN9lzwDxLYs%3D",
                "settleCondition": "核卡、激活、首刷三阶段",
                "settleRule": "一阶段一结算",
                "attention": "务必在申请前,向办卡供方【北部湾银行】了解清楚办卡详情,办卡成功后收取的任何费用、与办卡方发生的任何纠纷,均与本平台无关。"
            },
            {
                "productName": "中国银行黑卡",
                "id": "200003",
                "bankName": "中国银行",
                "logo": "https://juheba-test.oss-cn-shanghai.aliyuncs.com/va/bankLogo/5b8bdac80adf4c7f93f1389d9bfea232.png?Expires=1687951015&OSSAccessKeyId=LTAI5tSShgHpWCoLABA4Rjyk&Signature=s3BoaDdqHTSEEqLkczbar3eWFas%3D",
                "cardDesc": "快速秒批,额度大",
                "productPicUrl": "https://juheba-test.oss-cn-shanghai.aliyuncs.com/va/cardLogo/d78431139b364cc882b336d63f652443.png?Expires=1687951015&OSSAccessKeyId=LTAI5tSShgHpWCoLABA4Rjyk&Signature=nQGMtPsaMoYSqsrBZXzM%2FMmk%2FaA%3D",
                "approvePrice": "5000",
                "activePrice": "5000",
                "firstUsedPrice": "10000",
                "settleCycle": 6,
                "region": "北京市,深圳市,天津市",
                "regionType": 1,
                "applyProcessUrl": "https://juheba-test.oss-cn-shanghai.aliyuncs.com/va/cardProcess/69def2a8ad124eee8403e81517fa48fe.png?Expires=1687951015&OSSAccessKeyId=LTAI5tSShgHpWCoLABA4Rjyk&Signature=WGEp4ZKuM57OBFAFSRTRy28F%2BMk%3D",
                "settleCondition": "手动结算条件发放",
                "settleRule": "核卡、首刷、激活,各手动结算一次",
                "attention": "务必在申请前,向办卡供方【中国银行】了解清楚办卡详情,办卡成功后收取的任何费用、与办卡方发生的任何纠纷,均与本平台无关。"
            },
            {
                "productName": "腾讯联名卡",
                "id": "200023",
                "bankName": "中国银行",
                "logo": "https://juheba-test.oss-cn-shanghai.aliyuncs.com/va/bankLogo/5b8bdac80adf4c7f93f1389d9bfea232.png?Expires=1687951015&OSSAccessKeyId=LTAI5tSShgHpWCoLABA4Rjyk&Signature=s3BoaDdqHTSEEqLkczbar3eWFas%3D",
                "cardDesc": "每月赠送流量,腾讯视频会员",
                "productPicUrl": "https://juheba-test.oss-cn-shanghai.aliyuncs.com/va/cardLogo/12c528220fa44e3bb8a67f8527c4e69b.png?Expires=1687951015&OSSAccessKeyId=LTAI5tSShgHpWCoLABA4Rjyk&Signature=LGDIKxzyfWu9SzkOaT3mtBxKK3o%3D",
                "approvePrice": "2500",
                "activePrice": "10000",
                "firstUsedPrice": "10000",
                "settleCycle": 12,
                "region": null,
                "regionType": null,
                "applyProcessUrl": "https://juheba-test.oss-cn-shanghai.aliyuncs.com/va/cardProcess/0231e7f69e3d4d05abfc2b66e3fc6f3e.png%2Cva/cardProcess/f11d748c8fdb4b2cb16f94a9006c5b0e.jpg?Expires=1687951015&OSSAccessKeyId=LTAI5tSShgHpWCoLABA4Rjyk&Signature=8wuEVorQpw7jJnxGwlKq0Slf%2FMo%3D",
                "settleCondition": "核卡激活首刷",
                "settleRule": "核卡激活首刷",
                "attention": "核卡激活首刷"
            },
            {
                "productName": "招商银行API",
                "id": "200021",
                "bankName": "招商银行",
                "logo": "https://juheba-test.oss-cn-shanghai.aliyuncs.com/va/bankLogo/4205d92eb3894b258474c4797bd90b92.png?Expires=1687951015&OSSAccessKeyId=LTAI5tSShgHpWCoLABA4Rjyk&Signature=ZvpYa%2FODy63pePK4H969BuM0tTg%3D",
                "cardDesc": "结算快,免年费",
                "productPicUrl": "https://juheba-test.oss-cn-shanghai.aliyuncs.com/va/cardLogo/492c3d011f2b42c5ad1b1148ee3b09b6.png?Expires=1687951015&OSSAccessKeyId=LTAI5tSShgHpWCoLABA4Rjyk&Signature=ofzGbSjc5mS3cPuHAxcu6Hc860A%3D",
                "approvePrice": "2500",
                "activePrice": "0",
                "firstUsedPrice": "0",
                "settleCycle": 1,
                "region": "深圳市,广州市,长沙市,北京,保定市,上海,唐山市,宁德市,连云港市",
                "regionType": 0,
                "applyProcessUrl": "https://juheba-test.oss-cn-shanghai.aliyuncs.com/?Expires=1687951015&OSSAccessKeyId=LTAI5tSShgHpWCoLABA4Rjyk&Signature=qgYc%2BCHDwTAU93i6kN9lzwDxLYs%3D",
                "settleCondition": "核卡",
                "settleRule": "新户首卡核卡结算",
                "attention": "首次申请招商银行信用卡:客户资质较好—收到预审直接通过的(让客户去网点面签确认)短信即为达标;销卡不予结算;\n【注】招商银行API为数据自动匹配结算,如因填写信息错误导致订单未成功匹配视为订单未完成,不予发放奖励,请知悉。"
            },
            {
                "productName": "长安银行云闪付无界白金信用卡",
                "id": "200018",
                "bankName": "长安银行",
                "logo": "https://juheba-test.oss-cn-shanghai.aliyuncs.com/va/bankLogo/29aafd628d3e445e867f88ecbc7f8efa.png?Expires=1687951015&OSSAccessKeyId=LTAI5tSShgHpWCoLABA4Rjyk&Signature=Oo0g9ImVrn%2FDXdkvYCzJtTm4HR0%3D",
                "cardDesc": "长安银行云闪付无界信用卡新客户云闪付支付首刷返现6.2%,最高可返62元还款金。",
                "productPicUrl": "https://juheba-test.oss-cn-shanghai.aliyuncs.com/va/cardLogo/0764d5f3bfb9437b9ac7d4141b1fde70.png?Expires=1687951015&OSSAccessKeyId=LTAI5tSShgHpWCoLABA4Rjyk&Signature=2Jw3TttxABj%2BxnouJyHx0JfOqqI%3D",
                "approvePrice": "5000",
                "activePrice": "1000",
                "firstUsedPrice": "500",
                "settleCycle": 1,
                "region": null,
                "regionType": null,
                "applyProcessUrl": "https://juheba-test.oss-cn-shanghai.aliyuncs.com/va/cardProcess/71ca4680a7974038bbe02007f457759f.png?Expires=1687951015&OSSAccessKeyId=LTAI5tSShgHpWCoLABA4Rjyk&Signature=I3jJi3O8m0B1RiMGg%2FfiqdFuba0%3D",
                "settleCondition": "长安银行云闪付无界信用卡客户每自然月消费达到4000元及以上,次月可领取一张会员礼券(包括喜马拉雅、网易云音乐、芒果TV、爱奇艺会员月卡),数量有限,先到先得。",
                "settleRule": "长安银行云闪付无界信用卡持卡人在云闪付APP绑卡报名:\n\n·首刷惊喜(限新用户):10元云闪付消费券2张,云闪付还款立减5元红包1个;\n\n·满3次:云闪付还款立减5元红包1个;\n\n·满5次:10元云闪付商户礼券1张;\n\n·满12次:8种互联网会员季卡,任选其一;\n\n·满15次:一次转盘抽奖机会,最高得62元云闪付红包。",
                "attention": "长安银行云闪付无界白金信用卡主卡年费800元/年,开卡首年免年费,每年刷卡10次免收次年年费。"
            }
        ]
    },
    "sign": "mTUbcI/R49cHwqXREnoL5CR8dpGtofr5i4aVp+uIzMdITfBiNkYVSd7iF+W6WpIBcF9r7XSF4eef9jLT+gGkGfd7ODjqFiXADCqxzw8jGHPXCKbVs3I5qa1bq+0Jw9vKnsgR/T8CVzF6qKRvmMQ9sAQr30bGdyENhJIqI/azUTY="
}
修改于 2023-12-12 07:27:08
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