汇分账
  1. 外卡支付开发接口
汇分账
  • 安全发
    • 产品介绍
    • 接口签名
    • 接口列表
      • 支付结果回调说明
      • 查询明细
      • 查询批量转账结果
      • 获取回单下载地址
      • 查询签约账户信息
      • 查询转账记录
      • 下发转账任务
  • 支付相关接口
    • 子商户提现查询
      POST
    • 子商户提现
      POST
  • 分账业务接口
    • 产品介绍
    • 对接流程
  • 快捷支付接口
    • 对接流程
    • 接口列表
      • 支付授权接口(接口401,先看这个)
      • 协议支付确认交易
      • 协议支付预交易
      • 协议支付绑卡预交易
      • 协议支付前台绑卡
      • 协议支付解绑
      • 协议支付绑卡确认
      • 支付结果查询
  • 云闪付接口
    • 产品介绍
    • 接口列表
      • 云闪付 APP 支付
      • 支付授权接口(接口401,先看这个)
      • 主扫支付(云闪付)
  • 外卡支付开发接口
    • 国际公认的国家和地区ISO 3166-1代码表
    • 接口协议约定
    • 外卡退款查询
      POST
    • 创建外卡订单
      POST
    • 查询外卡订单
      POST
    • 外卡订单退款
      POST
  • 网银支付
    • 产品介绍
    • 接入流程
  • 数字人民币
    • 产品介绍
    • 对接流程
  • 资金归集
    • 产品介绍
    • 对接流程
  • 互联网直付通
    • 产品介绍
    • 接口列表
  • 汇分账web3钱包
    • 产品介绍
    • 对接流程
  1. 外卡支付开发接口

接口协议约定

1.1 接口功能#

支付接口、查询接口、退款接口、退款查询接口总共个接口。

1.2 接口协议说明#

接口协议
请求报文以 HTTP POST发送,格式JSON,utf-8编码;响应报文以JSON方式返回,utf-8编码。
a.png
请求报文Sample
1.原始报文
{"requestHead":{"charset":"utf-8","merchantNumber":5,"requestNo":"20240925161218308093","requestTime":"20240925161218","version":"1.0.0"},"requestBody":{"amount":"11.11","billAddress":"海珠区","billCity":"广州市","billCountry":"United","billState":"广东省","billZip":"441234","cardCsc":"1234567","cardExpMonth":"12","cardExpYear":"2024","cardIssuingBank":"工商银行","cardNum":"12346578978","currency":"RMB","ext1":"00","ext2":"","firstName":"张","lastName":"三","orderNum":"20240925161218001654","productDesc":"apple","productName":"苹果","productNum":"9","remark":"","returnUrl":"https://www.baidu.com","shipAddress":"硅谷1234号","shipCity":"旧金山","shipCountry":"美国","shipFirstname":"四","shipState":"加利福利亚","shipZip":"123456","transUrl":"https://epaylinks.cn","transactionType":"SALE","userEmail":"3534108287@qq.com","userIpAddress":"192.168.1.1","userPhone":"18035142506"}}
2.报文排序
先是requestBody和requestHead中的json数据按ascll码升序排序,然后这两个键再按ascll码升序排序,得到新JSON。
{"requestBody":{"amount":"11.11","billAddress":"海珠区","billCity":"广州市","billCountry":"United","billState":"广东省","billZip":"441234","cardCsc":"1234567","cardExpMonth":"12","cardExpYear":"2024","cardIssuingBank":"工商银行","cardNum":"12346578978","currency":"RMB","ext1":"00","ext2":"","firstName":"张","lastName":"三","orderNum":"20240925161218001654","productDesc":"apple","productName":"苹果","productNum":"9","remark":"","returnUrl":"https://www.baidu.com","shipAddress":"硅谷1234号","shipCity":"旧金山","shipCountry":"美国","shipFirstname":"四","shipState":"加利福利亚","shipZip":"123456","transUrl":"https://epaylinks.cn","transactionType":"SALE","userEmail":"3534108287@qq.com","userIpAddress":"192.168.1.1","userPhone":"18035142506"},"requestHead":{"charset":"utf-8","merchantNumber":5,"requestNo":"20240925161218308093","requestTime":"20240925161218","version":"1.0.0"}}
3.排序后的json签名(商户的私钥签名)
J+5TbLNfSTXkmwjCCi9LbRii6PCJlSCH8vSMPYxkfKhqsZC99n0b74KtVysZ3gSm9nL06u0MNZJg1eOy5hZEpmpkXBtptEkxSqpK9nlBLjkSySH35uuEmM/sQycihXKuIhT8PxNYNiclHf2/supA+J4LLDBuOYXVO+8dkUZjU0A=
4.拼成请求的json
{"requestBody":{"amount":"11.11","billAddress":"海珠区","billCity":"广州市","billCountry":"United","billState":"广东省","billZip":"441234","cardCsc":"1234567","cardExpMonth":"12","cardExpYear":"2024","cardIssuingBank":"工商银行","cardNum":"12346578978","currency":"RMB","ext1":"00","ext2":"","firstName":"张","lastName":"三","orderNum":"20240925161218001654","productDesc":"apple","productName":"苹果","productNum":"9","remark":"","returnUrl":"https://www.baidu.com","shipAddress":"硅谷1234号","shipCity":"旧金山","shipCountry":"美国","shipFirstname":"四","shipState":"加利福利亚","shipZip":"123456","transUrl":"https://epaylinks.cn","transactionType":"SALE","userEmail":"3534108287@qq.com","userIpAddress":"192.168.1.1","userPhone":"18035142506"},"requestHead":{"charset":"utf-8","merchantNumber":5,"requestNo":"20240925161218308093","requestTime":"20240925161218","sign":"J+5TbLNfSTXkmwjCCi9LbRii6PCJlSCH8vSMPYxkfKhqsZC99n0b74KtVysZ3gSm9nL06u0MNZJg1eOy5hZEpmpkXBtptEkxSqpK9nlBLjkSySH35uuEmM/sQycihXKuIhT8PxNYNiclHf2/supA+J4LLDBuOYXVO+8dkUZjU0A=","version":"1.0.0"}}
5.通过http post 请求接口,返回json数据:
{"responseHead":{"charset":"utf-8","merchantNumber":"5","responseTime":"20240806085408","sign":"GSeSC0sAQr87Gp6yEVaRYbflR+9NFWSi4TN3Ce4g3ZmZhRj0mwNmTDUFe4OfQ+F6tXf1BTly7+rCoZFjnJLs6arxiamt3a34H01wuUBJLA0rvquDcIN/kIjCBaRsxxlEDbly9VhNXL8b9M3C/QG7gahmWepFmE/hGrOlxYF2gP0=","requestNo":"20240806085408517639","version":"1.0.0","responseCode":1000,"responseMsg":"成功"},"responseBody":{"payUrl":"http://icp.dvchain.com.cn/interface/admins/alipay/pay?outBizNo=20240806085408753158"}}
回调报文Sample
1.返回的JSON:

{"responseHead":{"charset":"utf-8","version":"1.0.0","merchantNumber":"5","responseTime":"20240925161219","requestNo":"20240925161218308093","responseCode":200,"responseMsg":"成功","sign":"hl/f8BhIJ7fCHxBWlcbivnDkrA+tuLhW3aL6hXDp7qpavkSFhnqCo1WdOlvfnjxL4ZBM1nFO8BV2beDUMTXdYf405eC+T5WmquAs1BY5We9LA5fjZwl4Wlv6A8h3DKqP0teF0hU+91EzkF145LnQFZ45x9DOTi0BgKI/PrUeLDw="},"responseBody":{"htmlCode":null,"paccountNum":"90006001","pext1":"00","pext2":"","pmid":"90006","pamount":"11.11","pcurrency":"RMB","ppayInfo":"Order currency is incorrect","ptransNum":"2024092516101386629616","ppayResult":"0","premark":"","psignmsg":"4263052E8D7E85EAAC3CBA2D763A10D6C65D505660DB2F795450BE8806F8CFE8","porderNum":"20240925161218001654"}}
2.去掉sign,得到新的JSON
{"responseHead":{"charset":"utf-8","version":"1.0.0","merchantNumber":"5","responseTime":"20240925161219","requestNo":"20240925161218308093","responseCode":200,"responseMsg":"成功"},"responseBody":{"htmlCode":null,"paccountNum":"90006001","pext1":"00","pext2":"","pmid":"90006","pamount":"11.11","pcurrency":"RMB","ppayInfo":"Order currency is incorrect","ptransNum":"2024092516101386629616","ppayResult":"0","premark":"","psignmsg":"4263052E8D7E85EAAC3CBA2D763A10D6C65D505660DB2F795450BE8806F8CFE8","porderNum":"20240925161218001654"}}
3.排序处理
{"responseBody":{"pAccountNum":"90006001","pAmount":"11.11","pCurrency":"RMB","pExt1":"00","pExt2":"","pMid":"90006","pOrderNum":"20240925161218001654","pPayInfo":"Order currency is incorrect","pPayResult":"0","pRemark":"","pSignmsg":"4263052E8D7E85EAAC3CBA2D763A10D6C65D505660DB2F795450BE8806F8CFE8","pTransNum":"2024092516101386629616"},"responseHead":{"charset":"utf-8","merchantNumber":"5","requestNo":"20240925161218308093","responseCode":200,"responseMsg":"成功","responseTime":"20240925161219","version":"1.0.0"}}
4.数据验签(接口提供方的公钥进行验签)
验签成功,说明数据没有被篡改并且是应该接收的数据,如果失败,数据安全性就有问题。

1.3 输入说明约定#

报文信息输入、选择约定
M 表示 字段必须有,内容在未做特别说明时不可为空;
O 表示 字段可无。
请求报文头约定
requestHead
b.png
应答报文头约定
responseHead
c.png
数据类型说明
N表示仅数字
AN为半角字符
ANS表示全半角字符
业务说明
新的商户先通过商务的创建商户,设置相应的手续费,以及接口权限设置,最后拿到开发者相关资料。
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